Start a Business in Missoula, MT: When it comes to starting a business, entrepreneurs must look for the place with the most potential. Whether a corporation, sole proprietorship, partnership, or LLC, having a business in Missoula, MT, is a plus for any entrepreneur. In general, setting up any form of business in Montana, US, is the initial step to building an international brand.
Entrepreneurs across the globe are interested in starting and expanding their businesses in Missoula, MT. With an urban population of 93723 (estimate), the city has a lot to offer to all emerging entrepreneurs. The main reason for this is the economic environment and flexibility of the business structure in Montana. Like most places in the US, Missoula, MT also offers business structures for all types of entrepreneurs; no matter what business you want to do, there’s a perfect solution for you. If you want to start limited liability company (LLC) or a corporation, or a sole proprietorship, Missoula, MT has a proper business environment for all.
In this article, you will read about how to start a business in Missoula and why you should choose Missoula to start and run your business. We recommend you check below the important facts about Missoula, MT; these might help you.
On this page, you’ll learn about the following:
- Missoula, MT Household Income Statistics
- Missoula, MT Education & Labor force Facts
- Missoula, MT Demographics
- How to Start a Business in Missoula, MT
- Other Things to do After Starting Your Business
- Important Missoula Stats for Starting a Business
- Reasons to Start a Business in Missoula
- FAQ About Missoula, MT
Missoula, MT Household Income Statistics
Missoula Median household income | 50947 USD |
Missoula households with dual income earners | 60.3 % |
Missoula households $150K+ Income | 9 % |
Missoula households $100K+ Income | 20.6 % |
Missoula households $100-150K Income | 11.6 % |
Missoula households $75-100K+ Income | 12.5 % |
Missoula households $50-75K+ Income | 18 % |
Missoula households $35-50K+ Income | 15 % |
Missoula households $25-35K+ Income | 11.4 % |
Missoula, MT Education & Labor force Facts
Missoula residents with a bachelor’s degree (or equivalent) | 31.8 % |
Missoula residents with at least a 4-year degree | 51 % |
Missoula residents with a graduate degree | 19.2 % |
Missoula residents with a high school diploma but no more | 16.8 % |
Missoula residents with less than high school education | 3.7 % |
Missoula residents with some college but no more | 28.5 % |
Missoula residents with a Bachelor’s degree or higher (STEM fields) | 46.2 % |
Missoula households that own (rather than rent) their residence | 47.4 % |
Missoula residents 16 and older in the labor force | 73.3 % |
Missoula residents unemployed | 5 % |
Missoula, MT Demographics
Missoula residents aged 0-9 | 9 % |
Missoula residents aged 10-19 | 12.6 % |
Missoula residents aged 20-29 | 23.4 % |
Missoula residents aged 30-39 | 15.2 % |
Missoula residents aged 40-49 | 11.7 % |
Missoula residents aged 50-59 | 10 % |
Missoula residents aged 60-69 | 10.3 % |
Missoula residents aged 70-79 | 5.3 % |
Missoula residents aged over 80 | 2.4 % |
The average size of resident families in Missoula, MT | 2.92 |
Estimated population per square kilometer in Missoula, MT | 839 |
Missoula, MT urban population (estimate) | 93723 |
Missoula, MT municipal population (estimate) | 74994 |
Now that you know what makes Missoula of Montana good for business, let’s get started with the exact steps on how to start a business in Missoula.
How to Start a Business in Missoula, MT
Starting a business in Missoula, MT, needs planning, financial decisions, legal procedures, and a handful of other things. Be it a corporation, sole proprietorship, partnership, or LLC in Montana, you must go through the following steps. These steps are general steps. They are subject to change depending on the structure of your business.Generally, starting a Limited Liability Company is easy to form. Read our guide on how to start an LLC before you start your own business. Here are the steps to set up your business in Missoula.
Step 0: Decide on What Business to Start
This is the first thing you work on, the type of business you want to start in Missoula. Depending on that, you need to make your business plan. Apart from the legal documentation and process, you must include the following points in your business plan,
- Through market research on demand trend
- Complete Budget plan – funding your business. If you’re planning to start an LLC, then take a look at the cost of LLC
- What competitors are doing
- SWOT Analysis – check what your Strengths, Weaknesses, Opportunities, and Threats are
- Your targeted buyers
Once you have the entire plan with you, you can continue working on the legal structure of your business. LLCBuddy will guide you through the legal process of forming an LLC for your business. It’s very likely that you have already done this step 0, so that we won’t go deep into this step, let’s move to step 1.
Step 1: Choose Your Business Structure
The very first step after you decide on what type of business you want to start is to choose what type of business structure you want to form. You can form an LLC, a sole proprietorship, a corporation, or a partnership. Each type of structure has different rules and regulations. For example, if you want to start a Montana LLC, there are different types of tax and fee structures. An LLC formation is similar to forming a sole proprietorship. On the other hand, forming a corporation is much more complicated. The tax and fee structure is completely different in corporation formation.
Step 2: Name Your Business
The next step in forming a business is to give it an appropriate name. Having a business name is not so easy task. You cannot pick a random name for your company. One has to follow proper naming guidelines before they name their company. Besides, before you settle a name, you must check if the name you are looking for is available to use. You can visit the official government site of Montana to do the Montana LLC name search before you pick the available name. Below are some of the naming rules you need to follow,
- You cannot name your business that has words or phrases like Bank, University, Government, or anything that can confuse people with a government sector.
- If you are forming an LLC in Montana, then you must include words like “LLC,” “LC,” “LLC,” “Liability Company,” and “L.L.C.” If it is an LLP, then you must include “LLP” in your business name.
- The name should reflect the nature of your business. Any name that can confuse people should not be picked.
- You can check if the name of your company is available. Through the business name search process, you can search if the desired name is available for use or not.
- You can reserve your business name for a certain time before you form your business in Missoula, MT by filing a name reservation application.
The above-mentioned points are basic naming rules that all businesses have to follow while naming their company. As mentioned above, these rules are subjected to change depending on the structure of the business.
Step 3: Get a Registered Agent
A Registered Agent is a person who receives all types of legal and official documents on behalf of the business. Whether a suit against your company or formation-related documents from the state, a Montana LLC Registered Agent is responsible for receiving these documents at his/her official address. In general, anyone who has the right to conduct business in Missoula can be a registered agent. However, there are some requirements to becoming a registered agent.
- The person has to be 18+ years of age.
- Must be a citizen of the Montana
- Must have a physical street address in the Montana
- Must have legal rights to conduct business in the Montana
Anyone who fulfills the requirements can be a registered agent. Also, anyone from the company, your spouse, any relative, or yourself can be a registered agent. But, it is recommended that you hire a professional registered agent to look after your documentation. You can choose from the best LLC services that also offer registered agent for LLCs.
Step 4: Register Your Business
The next step is to register your business under the Secretary of State, Montana. The Articles of Organization (or certificate of incorporation) of your company should be submitted online, by mail, in person, or by fax to the Montana SOS. You need to pay the state filing fee either by Credit Card or by check to the SOS while registering your business in the Missoula, MT. Your Montana LLC articles of organization should have the following details about your business
- Company/Business name, address
- Registered Agent Name, address
- Member-managed or manager-managed (in case of LLC)
- Type of business
Depending on the type of business structure, you may have to add some more information to the formation document.
Step 5: Write the Operating Agreement
An operating agreement is a document that has all the structural information of your business. In most states, it is not mandatory to create an operating agreement. However, it is highly recommended to have one as an internal document. This document records information such as,
- About Business
- Members and management
- Capital contribution
- Profit Distribution
- Change of membership
- Dissolution
In future, if any member wants to leave the company or you want to dissolve the business, then the Montana operating agreement has everything recorded, from clauses to contributions.
Step 6: Obtain EIN
EIN or Employer Identification Number is required to file taxes, open a business bank account, and if your business has employees. EIN can be obtained from IRS. It is a 9-digit number similar to Social Security Number. However, EIN is different from SSN. It is solely used for business purposes, especially for general tax filing. You have to fill out the form and submit it to the IRS website. It does not cost you anything to obtain EIN.
Step 7: Get Business Bank Accounts
Once you obtain the EIN for your business, you are free to open a business account in the US. Having a US business bank account can ease your business transactions in Missoula, MT. It increases your business credibility and liquidity. It will also be helpful for business loans.
Step 8: Create Your Business Website
Business websites are as important as your business structure. It is necessary to have a catchy business website with all the information regarding your company. Along with the website, you need some more things. Things such as logos, business cards, business emails, domain names, and social media accounts are needed to promote your business. You can hire a professional business service to get all of these services under one roof.
Other Things to do After Starting Your Business
- Once your company is set in the Missoula, Montana, you need to file your taxes and apply for licenses (if needed).
- Apart from the license and permits, you need to get insurance for your business. Such as General Liability Insurance, Professional Liability Insurance, and Workers’ Compensation Insurance are some of the insurances you need to get if you are about to start an LLC.
Important Missoula Stats for Starting a Business
Before you start a business in Missoula, it is required that you know some facts about the city. Following are some of the stats to consider before starting a business.
Education & Employment
Missoula has a diverse population that comes from various educational backgrounds. There are students who haven’t finished their high-school education, whereas there are people who are more than just college graduates. Check the table (Education & Labor Force) for detailed data. From the data, it is clear that the city has enough educated and skilled people who can contribute to the labor force.
Demography
As we talk about the urban population density, the young population percentage in the city is approximately 23.4 (people in their 20s) and 15.2 (people in their 30s). This means that having any business that is new and tech-based might be profitable. The median age of the population in the city is 33.1. On the contrary, if anyone wants to start a business that is related to any old-age service, such as caregiver, primary old-age support, or something of a similar sort, then Missoula has approximately 2.4 (people in their 80s and above) percent of old people. Check out the table (Demography) above for more information.
Real Estate
Another important factor to mention about Missoula is the home value of owned properties. The average value of owned houses is 301649. Also, the percentage of people living in their own houses is 47.4. This reflects the real estate market of the city. For a metropolitan city, this is a considerable number.
Health
It is inevitable that living in a big city is different from living in a town or a comparatively smaller city. It directly affects lifestyle and health. It is obvious that having health insurance is important, no matter which city or region you are residing in. But there are people in Missoula who still do not have health insurance. The rate of people not having health insurance is 6.3. This depicts the lifestyle and overall health demography of Missoula. As you plan to start your business in this city, you must consider this stat as well.
Income & Lifestyle
The income pattern of the people in this city is given in the table (Income) above. In Missoula, a part of the population has a dual family income that reflects a better standard of living. As in, people have more than one source of income. The table above shows the income percentage of various slabs.
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Reasons to Start a Business in Missoula
Missoula offers a bunch of business-friendly services for entrepreneurs. A proper business environment, skilled labor, tax advances, deductions, and much more are awaiting if you are interested in starting your business in Missoula. Here are some of the reasons,
Stable Economic Growth
Missoula or any other city in Montana has stable economic growth and an environment that helps any business to grow successfully. The economic structure of Montana shows not only balanced but also a sustainable condition of economic growth, which in turn triggers the businesses to flourish in the state.
Minimize Personal Liabilities of the Entrepreneur
If you’re considering starting an LLC in Missoula, then it will be your best choice. An LLC protects your personal assets and minimizes your personal liabilities. This is one of the many reasons why having an LLC in Missoula is a wise choice. Also, if you are opting for an LLC, the tax deductions will be more than having a corporation.
Federal and State Tax Relaxation
There is a series of federal taxes that an entrepreneur has to pay when operating a business in the US. Depending on the state your company is located in, the state taxes are being imposed. For an LLC, both of these taxes are much lower compared to other business structures. Along with tax impositions, some tax deductions (state-wise) lower the filing fees and other government charges. Check out the Montana LLC tax structure to know more about the tax structures for LLCs in the state.
Government Incentives for Entrepreneurs
Federal and state governments in the US ensure that entrepreneurs get a proper business environment in the state or city they are operating their business. The government provides a few incentives to the business holders in Montana or any other state. That means if you are operating any business in Missoula, then Montana State will provide an incentive for creating jobs, contributing to the state’s GDP, and/or balancing the state’s tax structure.
Low Corporate and Other Business Taxes
Corporations and other business structures (except for an LLC) are liable to pay a corporate tax in Montana. Also, there is a Sales Tax that all businesses, including LLCs, have to pay. However, the rate of taxes is very low. Besides, as the businesses receive incentives, the tax burden gets lower.
Skilled Labour & Quality Manpower
In Missoula, it is easy to hire employees for your business. They are not only skilled but also well-educated to help your business grow. As mentioned above, the 73.3 is the percentage of labour participation. Hence, it is clear that having a business in Missoula will make a lot of difference to the existing labor force.
Demand for New Market and Industry
In Missoula, Montana, there is an uprising demand for new industries and new markets. Entrepreneurs who are willing to start a business in any of the cities of any state are given enough opportunities to stay in business. Business licensing, tax deductions, incentives, and relaxation of business taxes are some of the benefits that encourage start-ups and budding entrepreneurs to start their own businesses in Missoula.
If we follow the US Data, the median value of commute time for the residents to their work is approximately 15.8. If you are starting a business here, you must keep in mind that commutation can be a point to consider.
Intellectual Property Protection
The US government receives roughly more than 1 million applications for IPR every year. The federal government makes sure that there is no infringement of any patent or property rights. It does not matter which city in which state you are running your business. The rule of Intellectual Property Protection is the same for all. If you have a foreign business in the US, then you might get more benefits under the IPR act.
Other Benefits
Missoula (aka ) is ranked at 3 in terms of importance. Apart from the above mentioned reasons, there are some other benefits that businesses enjoy in Missoula. For example, technological advancement, a stable political environment, renewable resources, sustainable non-renewable resources, and some more benefits make things easier for entrepreneurs to start and run their businesses. According to US Data, the percentage of young people in Missoula is 15.2. Hence, it would be great to start a business that is related to tech here as you might get a good number of clients.
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How Fast Can You Start Business In Missoula Montana
Whether you are an out-of-state entrepreneur or a Montana native looking to start a business in your own back yard, you will find that the state offers a lot of resources to get you started. However, it will take a bit of legwork to ensure that your business is a success.
The most important thing to do before you start your new business is to establish some goals and expectations. It’s a good idea to do a bit of market research and find out what your customers want. You may want to join civic groups and get listed in local business directories. Then you can start diving into a solid marketing strategy.
A business plan is a great way to prove that you’re serious about running your business. It should contain an estimate of how much money you’ll need to sustain your business over a year’s time. In addition to a cash flow forecast, you should also list any grants or incentives you’ve received. This will help reduce your tax burden.
A business plan is an essential step in achieving financial independence. While the plan may not be perfect, it should be able to answer the question, “what are my business goals?” It should also provide a roadmap to success. It will also be a helpful guide when you need it most, if and when you decide to relocate or change careers.
The other logical step in a small business plan is to determine what business structure will best suit your needs. If you don’t have employees, you may want to consider a sole proprietorship. A sole proprietor is the simplest business structure to start. However, you will need to register your business in the state, as well as verify that your business name isn’t already registered.
You may also want to consider purchasing business insurance. Although the cost of this coverage will be high at first, the coverage will pay for any property damage, as well as any legal claims. If you’re looking for a cheap insurance plan, you may want to check out Huckleberry, a service that offers easy-to-understand coverage options.
As a Montana entrepreneur, you have the opportunity to take advantage of a variety of government programs that can help you get started. The Montana Small Business Development Center provides useful information and resources to help you launch your new business. While it may take a little time, there are many benefits to starting your own business in Montana.
The best part of starting a business is that you can remain in control of your business and your personal finances. However, you will need to be smart about where you spend your money and how you spend it. If you are planning to take on employees, you will need to register them with the IRS, and report them to the state. You’ll also need to pay state taxes, which vary depending on how large your business is.
FAQ About Missoula, MT
When you want to launch your company in Missoula, MT, you must file a “Doing Business As” or DBA document. In Missoula, MT, a DBA filing will set you back $20. For LLCs in Montana, this sum is applicable.
The top five requirements for starting a company in Missoula, MT, are: 2. A business name, 3. Initial investment, 4. valid business licenses, 5. A marketing strategy to advertise your company.
Your company is the only factor preventing you from relocating to Missoula, MT. You shouldn’t relocate to Missoula if you can’t discover the greatest atmosphere there for your firm. You shouldn’t relocate if Missoula can’t help you find purchasers for your company.
If you’re wondering why LLCs are so common in Missoula, MT, the reason is very obvious. LLCs are affordable, simple to set up, and provide several tax benefits. In Missoula, MT, startups and small enterprises like forming an LLC.
It is wise to have a small business insurance in Missoula, MT. It does not matter if it is mandatory or not; having insurance can protect your business from accidents and unpleasant events. Hence, one should get small business insurance.
You must take a few factors into account while deciding where to reside in Missoula, MT. The expense of living, the commute, if you would find buyers there, and ultimately, is it a decent area in Missoula for your family. Before you relocate to Missoula, make a decision on these.
Missoula, MT is one of the popular cities in MT. It’s a place that is full of creative people and small businesses. There are a lot of different types of small businesses in Missoula, but the most popular are food trucks.
Starting an LLC in Missoula, MT is as easy as going to the Montana Secretary of State’s website. You will need to register your company name with the state, and then you can go about the process of filing for your tax ID number and getting a bank account.
It’s not that tough to run a company in Missoula, MT. The FL SOS is where you must register your company. Get the necessary licenses and permissions after registering the firm. If you have workers, you need get employee insurance before starting your company in Missoula.
The amount of taxes you must pay in Missoula, MT, depending on your company structure. You could be required to pay sales tax, franchise tax, and employment tax if you establish an LLC, for instance (if needed). Corporations must, however, pay business income taxes.
You’ll need a seller’s permission if you want to sell items in Missoula, MT. This license costs nothing and is good for a year. On the City of Missoula website, there is an application form that you may use to request this permission.
A registered agent may be anybody in Missoula, MT who is at least 18 years old and a resident. You may serve as your own registered agent if you satisfy Montana’s requirements for becoming a RA.
Here are some original business ideas if you want to launch a company in Missoula, MT. You may start by selling homemade home décor, DIY items, hygiene goods, etc. online. Additionally, you may start a dog walking or pet sitting service.
The level of life is average in Missoula, MT. So any salary between $40,000 and $60,000 would be sufficient to live in Missoula. Although earning more money in a location like Missoula is always advantageous, a living wage in Missoula, MT, is often $20,000.
There are a few things to think about while moving to Missoula, MT. The expense of life comes first. The second question is if it will benefit your company or not. Finally, regardless of the city’s facilities, you still need to manage your firm.
Missoula, MT has seen significant economic growth recently. The key contributor to Missoula’s wealth and ongoing expansion is the service industry. Aspiring business owners who want to launch their own company are welcome in the city.
If you’re self-employed in Missoula, MT, you’re not necessarily required to get a license. For information on the laws governing self-employment and home-based firms, contact the Missoula authorities. Depending on the kind of company.
An LLC in Missoula, MT is effective for as long as you keep it up and keep it running. To avoid having their Missoula, MT LLC terminated, they must renew it on time.
Numerous enterprises have relocated to Missoula, MT, in recent years. The primary cause is the city’s expanding economy. The industry and service sectors have recently made enormous contributions to the state economy. As a result, companies are keen to relocate to Missoula.
The price of forming an LLC in Missoula, MT depends on a number of variables. The quantity of members, the nature of the company, and the yearly fees may all have a role. In Missoula, MT, an LLC typically costs $70.
Financing a company in Missoula, MT is challenging. Financing is needed for a lot of fantastic companies in Missoula. A lot of financing possibilities are available, which is wonderful news. The bad news is that there is a lot of competition and there is not a lot of money available.
In Missoula, MT, LLCs are not required to pay taxes to the state as a business. They can be taxed by the federal government on the basis of their personal income, depending on the owner’s personal tax bracket.
Missoula, MT, is continuing to attract several well-known enterprises including eateries, hotels, designer clothing stores, and so on. Having major brands in Missoula is more likely as the economy expands.
An LLC may be able to deduct certain taxes in Missoula, MT. Business insurance, office supplies, mileage for business trips, automobile expenditures, home office costs, and many more are a few of them. For further information, contact your local tax office.
In Missoula, MT, a registered agent must be chosen if you wish to form an LLC. Anyone could do it, including a friend, family member, spouse, boss, colleague, or even you. To name a registered agent for your LLC, however, is essential.
You may get an EIN number from the IRS if you reside in Missoula, MT and need one. The IRS website allows you to get the EIN in a matter of minutes. If you’re the proprietor, you may even get the EIN number for your business.
Deciding whether or whether to relocate to Missoula, MT, is a smart decision is a little tricky. You may make a choice based on the kind of company you are doing. For aspiring entrepreneurs who wish to launch their own business, Missoula offers amazing chances.
A business license is required in Missoula, MT, to start a company. Depending on the sort of company, several cities have varying licensing requirements. For further information, consult with Missoula’s municipal government. To establish a company, you typically require a standard business license.
Startups may thrive in Missoula, MT. A hotbed for fresh ideas, the city is teeming with youth. For entrepreneurs, it’s ideal because of its cheap cost of living and good standard of living.
In Missoula, MT, it is possible to establish a company without any money. Although, in order to register your company with the Montana SOS, you must pay a minimum filing cost. Tax deductions are available for these filing expenses, however. Therefore, it’s possible that you might launch your company for nothing.
Depending on the kind of company and the particular requirements, different small businesses in Missoula, MT need different amounts to launch. Starting an LLC in Missoula, MT typically costs $70.
In Missoula, MT, you may quickly submit an application for an LLC. The first step is to complete the LLC form on the Secretary of State’s website. Afterward, fill out and print the online form from the Montana Secretary of State’s website. Finally, send the paperwork and filing fee.
You may need to take various insurance if you own a small company in Missoula, MT. Depending on the size of your team, additional policies may include a code of conduct for employees, a health and safety policy, a vacation and attendance policy, and more.
The cost of homes in Missoula, MT, may decrease or increase more. Given how quickly the real estate industry is expanding, it is a little difficult to say. Therefore, there are less odds of price drops in Missoula, MT.
Which city is the best to live in has been a topic of discussion for years. Missoula is renowned for its thriving economy and multicultural populace. Houston is renowned for having lower living expenses. When determining which is less expensive, several other things need to be taken into account.
How Fast Can You Start Business in Missoula, MT
When it comes to starting a business, time is of the essence. In this fast-paced world, acquiring the necessary permits and licenses quickly can make or break an entrepreneur’s dreams. Fortunately, Missoula provides a streamlined process that enables business owners to hit the ground running. Locating the right premises, drafting business plans, and obtaining any necessary certifications becomes an efficient process that minimizes unnecessary delays.
Missoula boasts a vibrant market, making it an optimal location for new businesses to thrive. The city’s strategic position allows entrepreneurs to tap into an expansive customer base, while its diverse population presents various opportunities across industries. In particular, rapidly growing sectors such as technology, hospitality, and healthcare flourish in this region. Moreover, the affluence of universities nearby makes Missoula an intellectual hub, offering entrepreneurship potential that goes beyond traditional industries.
Beyond simply setting up shop, Missoula offers a nurturing environment for entrepreneurs. The city is known for its supportive and collaborative community, where established businesses are willing to extend a helping hand to newcomers. Local business networks and chambers of commerce actively engage and nurture the entrepreneurial spirit, organizing events, conferences, and workshops. These initiatives not only connect local businesses but also provide budding entrepreneurs invaluable opportunities to learn from experienced professionals and hone their skills.
Missoula’s advantageous real estate market can be a crucial factor when considering where to start a business. Along with its affordability, the city offers an array of accessible and attractive commercial spaces. Entrepreneurs can find suitable locations quickly, enabling faster implementation of their business strategies. Whether it is a storefront in a vibrant downtown district or a modern office space on the outskirts, Missoula provides options that suit various commercial needs.
Transportation infrastructure is an essential consideration for businesses aiming to establish themselves quickly. Fortunately, Missoula’s well-connected road and air networks make it easily accessible from major cities within and outside the state. The presence of the Missoula International Airport, interstate highways, and reliable public transportation systems further amplifies the city’s appeal. These amenities not only aid in day-to-day operations but also facilitate the movement of goods and services, building stronger relationships with customers near and far.
Missoula remains committed to ensuring diversity in the local business ecosystem. The city actively supports minority-owned enterprises and encourages entrepreneurial endeavors across backgrounds. This commitment allows for a rich tapestry of businesses to flourish, enhancing cultural vibrancy and fostering inclusivity.
In conclusion, entrepreneurs looking to start a business promptly need not look any further than vibrant Missoula, MT. With a streamlined process, abundant market potential, and a supportive community, Missoula provides an optimal environment for businesses to flourish.
In Conclusion
Starting a business in Missoula is not only easy but also profitable. A large portion of the US and even people from other countries are registering their business in the US for intercontinental brand building. Besides, Montana has a sustainable economic atmosphere that is enough to encourage newbies to start and run their businesses in Missoula, MT.