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Start a Business in San Rafael, CA: When it comes to starting a business, entrepreneurs must look for the place with the most potential. Whether a corporation, sole proprietorship, partnership, or LLC, having a business in San Rafael, CA, is a plus for any entrepreneur. In general, setting up any form of business in California, US, is the initial step to building an international brand.
Entrepreneurs across the globe are interested in starting and expanding their businesses in San Rafael, CA. With an urban population of 59178 (estimate), the city has a lot to offer to all emerging entrepreneurs. The main reason for this is the economic environment and flexibility of the business structure in California. Like most places in the US, San Rafael, CA also offers business structures for all types of entrepreneurs; no matter what business you want to do, there’s a perfect solution for you. If you want to start limited liability company (LLC) or a corporation, or a sole proprietorship, San Rafael, CA has a proper business environment for all.
In this article, you will read about how to start a business in San Rafael and why you should choose San Rafael to start and run your business. We recommend you check below the important facts about San Rafael, CA; these might help you.
On this page, you’ll learn about the following:
- San Rafael, CA Household Income Statistics
- San Rafael, CA Education & Labor force Facts
- San Rafael, CA Demographics
- How to Start a Business in San Rafael, CA
- Other Things to do After Starting Your Business
- Important San Rafael Stats for Starting a Business
- Reasons to Start a Business in San Rafael
- FAQ About San Rafael, CA
San Rafael, CA Household Income Statistics
| San Rafael Median household income | 97009 USD |
| San Rafael households with dual income earners | 58.7 % |
| San Rafael households $150K+ Income | 33.2 % |
| San Rafael households $100K+ Income | 49.1 % |
| San Rafael households $100-150K Income | 15.9 % |
| San Rafael households $75-100K+ Income | 11.2 % |
| San Rafael households $50-75K+ Income | 13.1 % |
| San Rafael households $35-50K+ Income | 9.9 % |
| San Rafael households $25-35K+ Income | 4.2 % |
San Rafael, CA Education & Labor force Facts
| San Rafael residents with a bachelor’s degree (or equivalent) | 30.1 % |
| San Rafael residents with at least a 4-year degree | 51.7 % |
| San Rafael residents with a graduate degree | 21.6 % |
| San Rafael residents with a high school diploma but no more | 11 % |
| San Rafael residents with less than high school education | 13.5 % |
| San Rafael residents with some college but no more | 23.8 % |
| San Rafael residents with a Bachelor’s degree or higher (STEM fields) | 48.5 % |
| San Rafael households that own (rather than rent) their residence | 49.4 % |
| San Rafael residents 16 and older in the labor force | 65.9 % |
| San Rafael residents unemployed | 5 % |
San Rafael, CA Demographics
| San Rafael residents aged 0-9 | 10.5 % |
| San Rafael residents aged 10-19 | 12.3 % |
| San Rafael residents aged 20-29 | 10.7 % |
| San Rafael residents aged 30-39 | 13.2 % |
| San Rafael residents aged 40-49 | 13.4 % |
| San Rafael residents aged 50-59 | 13.7 % |
| San Rafael residents aged 60-69 | 11.5 % |
| San Rafael residents aged 70-79 | 8.7 % |
| San Rafael residents aged over 80 | 6.1 % |
| The average size of resident families in San Rafael, CA | 3.04 |
| Estimated population per square kilometer in San Rafael, CA | 1377 |
| San Rafael, CA urban population (estimate) | 59178 |
| San Rafael, CA municipal population (estimate) | 59178 |
Now that you know what makes San Rafael of California good for business, let’s get started with the exact steps on how to start a business in San Rafael.
How to Start a Business in San Rafael, CA
Starting a business in San Rafael, CA, needs planning, financial decisions, legal procedures, and a handful of other things. Be it a corporation, sole proprietorship, partnership, or LLC in California, you must go through the following steps. These steps are general steps. They are subject to change depending on the structure of your business.Generally, starting a Limited Liability Company is easy to form. Read our guide on how to start an LLC before you start your own business. Here are the steps to set up your business in San Rafael.
Step 0: Decide on What Business to Start
This is the first thing you work on, the type of business you want to start in San Rafael. Depending on that, you need to make your business plan. Apart from the legal documentation and process, you must include the following points in your business plan,
- Through market research on demand trend
- Complete Budget plan – funding your business. If you’re planning to start an LLC, then take a look at the cost of LLC
- What competitors are doing
- SWOT Analysis – check what your Strengths, Weaknesses, Opportunities, and Threats are
- Your targeted buyers
Once you have the entire plan with you, you can continue working on the legal structure of your business. LLCBuddy will guide you through the legal process of forming an LLC for your business. It’s very likely that you have already done this step 0, so that we won’t go deep into this step, let’s move to step 1.
Step 1: Choose Your Business Structure
The very first step after you decide on what type of business you want to start is to choose what type of business structure you want to form. You can form an LLC, a sole proprietorship, a corporation, or a partnership. Each type of structure has different rules and regulations. For example, if you want to start a California LLC, there are different types of tax and fee structures. An LLC formation is similar to forming a sole proprietorship. On the other hand, forming a corporation is much more complicated. The tax and fee structure is completely different in corporation formation.
Step 2: Name Your Business
The next step in forming a business is to give it an appropriate name. Having a business name is not so easy task. You cannot pick a random name for your company. One has to follow proper naming guidelines before they name their company. Besides, before you settle a name, you must check if the name you are looking for is available to use. You can visit the official government site of California to do the California LLC name search before you pick the available name. Below are some of the naming rules you need to follow,
- You cannot name your business that has words or phrases like Bank, University, Government, or anything that can confuse people with a government sector.
- If you are forming an LLC in California, then you must include words like “LLC,” “LC,” “LLC,” “Liability Company,” and “L.L.C.” If it is an LLP, then you must include “LLP” in your business name.
- The name should reflect the nature of your business. Any name that can confuse people should not be picked.
- You can check if the name of your company is available. Through the business name search process, you can search if the desired name is available for use or not.
- You can reserve your business name for a certain time before you form your business in San Rafael, CA by filing a name reservation application.
The above-mentioned points are basic naming rules that all businesses have to follow while naming their company. As mentioned above, these rules are subjected to change depending on the structure of the business.
Step 3: Get a Registered Agent
A Registered Agent is a person who receives all types of legal and official documents on behalf of the business. Whether a suit against your company or formation-related documents from the state, a California LLC Registered Agent is responsible for receiving these documents at his/her official address. In general, anyone who has the right to conduct business in San Rafael can be a registered agent. However, there are some requirements to becoming a registered agent.
- The person has to be 18+ years of age.
- Must be a citizen of the California
- Must have a physical street address in the California
- Must have legal rights to conduct business in the California
Anyone who fulfills the requirements can be a registered agent. Also, anyone from the company, your spouse, any relative, or yourself can be a registered agent. But, it is recommended that you hire a professional registered agent to look after your documentation. You can choose from the best LLC services that also offer registered agent for LLCs.
Step 4: Register Your Business
The next step is to register your business under the Secretary of State, California. The Articles of Organization (or certificate of incorporation) of your company should be submitted online, by mail, in person, or by fax to the California SOS. You need to pay the state filing fee either by Credit Card or by check to the SOS while registering your business in the San Rafael, CA. Your California LLC articles of organization should have the following details about your business
- Company/Business name, address
- Registered Agent Name, address
- Member-managed or manager-managed (in case of LLC)
- Type of business
Depending on the type of business structure, you may have to add some more information to the formation document.
Step 5: Write the Operating Agreement
An operating agreement is a document that has all the structural information of your business. In most states, it is not mandatory to create an operating agreement. However, it is highly recommended to have one as an internal document. This document records information such as,
- About Business
- Members and management
- Capital contribution
- Profit Distribution
- Change of membership
- Dissolution
In future, if any member wants to leave the company or you want to dissolve the business, then the California operating agreement has everything recorded, from clauses to contributions.
Step 6: Obtain EIN
EIN or Employer Identification Number is required to file taxes, open a business bank account, and if your business has employees. EIN can be obtained from IRS. It is a 9-digit number similar to Social Security Number. However, EIN is different from SSN. It is solely used for business purposes, especially for general tax filing. You have to fill out the form and submit it to the IRS website. It does not cost you anything to obtain EIN.
Step 7: Get Business Bank Accounts
Once you obtain the EIN for your business, you are free to open a business account in the US. Having a US business bank account can ease your business transactions in San Rafael, CA. It increases your business credibility and liquidity. It will also be helpful for business loans.
Step 8: Create Your Business Website
Business websites are as important as your business structure. It is necessary to have a catchy business website with all the information regarding your company. Along with the website, you need some more things. Things such as logos, business cards, business emails, domain names, and social media accounts are needed to promote your business. You can hire a professional business service to get all of these services under one roof.
Other Things to do After Starting Your Business
- Once your company is set in the San Rafael, California, you need to file your taxes and apply for licenses (if needed).
- Apart from the license and permits, you need to get insurance for your business. Such as General Liability Insurance, Professional Liability Insurance, and Workers’ Compensation Insurance are some of the insurances you need to get if you are about to start an LLC.
Important San Rafael Stats for Starting a Business
Before you start a business in San Rafael, it is required that you know some facts about the city. Following are some of the stats to consider before starting a business.
Education & Employment
San Rafael has a diverse population that comes from various educational backgrounds. There are students who haven’t finished their high-school education, whereas there are people who are more than just college graduates. Check the table (Education & Labor Force) for detailed data. From the data, it is clear that the city has enough educated and skilled people who can contribute to the labor force.
Demography
As we talk about the urban population density, the young population percentage in the city is approximately 10.7 (people in their 20s) and 13.2 (people in their 30s). This means that having any business that is new and tech-based might be profitable. The median age of the population in the city is 42.6. On the contrary, if anyone wants to start a business that is related to any old-age service, such as caregiver, primary old-age support, or something of a similar sort, then San Rafael has approximately 6.1 (people in their 80s and above) percent of old people. Check out the table (Demography) above for more information.
Real Estate
Another important factor to mention about San Rafael is the home value of owned properties. The average value of owned houses is 973007. Also, the percentage of people living in their own houses is 49.4. This reflects the real estate market of the city. For a metropolitan city, this is a considerable number.
Health
It is inevitable that living in a big city is different from living in a town or a comparatively smaller city. It directly affects lifestyle and health. It is obvious that having health insurance is important, no matter which city or region you are residing in. But there are people in San Rafael who still do not have health insurance. The rate of people not having health insurance is 6.4. This depicts the lifestyle and overall health demography of San Rafael. As you plan to start your business in this city, you must consider this stat as well.
Income & Lifestyle
The income pattern of the people in this city is given in the table (Income) above. In San Rafael, a part of the population has a dual family income that reflects a better standard of living. As in, people have more than one source of income. The table above shows the income percentage of various slabs.
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Reasons to Start a Business in San Rafael
San Rafael offers a bunch of business-friendly services for entrepreneurs. A proper business environment, skilled labor, tax advances, deductions, and much more are awaiting if you are interested in starting your business in San Rafael. Here are some of the reasons,
Stable Economic Growth
San Rafael or any other city in California has stable economic growth and an environment that helps any business to grow successfully. The economic structure of California shows not only balanced but also a sustainable condition of economic growth, which in turn triggers the businesses to flourish in the state.
Minimize Personal Liabilities of the Entrepreneur
If you’re considering starting an LLC in San Rafael, then it will be your best choice. An LLC protects your personal assets and minimizes your personal liabilities. This is one of the many reasons why having an LLC in San Rafael is a wise choice. Also, if you are opting for an LLC, the tax deductions will be more than having a corporation.
Federal and State Tax Relaxation
There is a series of federal taxes that an entrepreneur has to pay when operating a business in the US. Depending on the state your company is located in, the state taxes are being imposed. For an LLC, both of these taxes are much lower compared to other business structures. Along with tax impositions, some tax deductions (state-wise) lower the filing fees and other government charges. Check out the California LLC tax structure to know more about the tax structures for LLCs in the state.
Government Incentives for Entrepreneurs
Federal and state governments in the US ensure that entrepreneurs get a proper business environment in the state or city they are operating their business. The government provides a few incentives to the business holders in California or any other state. That means if you are operating any business in San Rafael, then California State will provide an incentive for creating jobs, contributing to the state’s GDP, and/or balancing the state’s tax structure.
Low Corporate and Other Business Taxes
Corporations and other business structures (except for an LLC) are liable to pay a corporate tax in California. Also, there is a Sales Tax that all businesses, including LLCs, have to pay. However, the rate of taxes is very low. Besides, as the businesses receive incentives, the tax burden gets lower.
Skilled Labour & Quality Manpower
In San Rafael, it is easy to hire employees for your business. They are not only skilled but also well-educated to help your business grow. As mentioned above, the 65.9 is the percentage of labour participation. Hence, it is clear that having a business in San Rafael will make a lot of difference to the existing labor force.
Demand for New Market and Industry
In San Rafael, California, there is an uprising demand for new industries and new markets. Entrepreneurs who are willing to start a business in any of the cities of any state are given enough opportunities to stay in business. Business licensing, tax deductions, incentives, and relaxation of business taxes are some of the benefits that encourage start-ups and budding entrepreneurs to start their own businesses in San Rafael.
If we follow the US Data, the median value of commute time for the residents to their work is approximately 28.1. If you are starting a business here, you must keep in mind that commutation can be a point to consider.
Intellectual Property Protection
The US government receives roughly more than 1 million applications for IPR every year. The federal government makes sure that there is no infringement of any patent or property rights. It does not matter which city in which state you are running your business. The rule of Intellectual Property Protection is the same for all. If you have a foreign business in the US, then you might get more benefits under the IPR act.
Other Benefits
San Rafael (aka ) is ranked at 3 in terms of importance. Apart from the above mentioned reasons, there are some other benefits that businesses enjoy in San Rafael. For example, technological advancement, a stable political environment, renewable resources, sustainable non-renewable resources, and some more benefits make things easier for entrepreneurs to start and run their businesses. According to US Data, the percentage of young people in San Rafael is 13.2. Hence, it would be great to start a business that is related to tech here as you might get a good number of clients.
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Best Time To Start Business In San Rafael California
Whether you are starting a business for the first time or you are an experienced business owner, there are a few steps to take to ensure that you get your business off the ground. Some of the most important steps include finding a good location, developing a business plan, and identifying key business issues. Once you have figured out the best location for your business, you will need to prepare a business plan. This plan should be a complete overview of your company and should include specific objectives, milestones, and action items.
Getting a business license in San Rafael, CA is a must for any business. The California Secretary of State is the state’s official business licensing authority and requires that you file the appropriate paperwork in order to operate a business in the state. If you operate a business in San Rafael, you can request a business license application from the city’s website or pick up an application from City Hall. In addition, you will need to get zoning approval from the Planning Department in order to operate in certain areas of town. If you have your eye on a specific business location, you should call the office of the zoning administrator before you buy a piece of property.
Getting a business website is also a must. Your business website should include your company’s logo and business cards. You should also consider having your business listed on various websites and social media outlets in order to promote your business.
In order to find out the best time to start a business in San Rafael, CA, you must consider the city’s population, the economy, and the available resources. In San Rafael, there are many opportunities for entrepreneurs. San Rafael is a city that has a diverse population with many educational backgrounds. While some residents do not have a college degree, others have a high school diploma. In addition, San Rafael has a population of young people, which can mean fresh ideas.
Starting a business in San Rafael, CA is not as difficult as you might think. You can form a company in San Rafael as a sole proprietorship, LLC, or partnership. Choosing the right structure is the key to minimizing your personal liabilities while still providing your business with a solid foundation. In addition, San Rafael offers many incentives to entrepreneurs to ensure that they do not get discouraged. These incentives range from tax deductions to relaxation of business taxes.
Starting a business in San Rafael, CA is a fun and exciting process. This is because the city is full of young people and offers a vibrant economic climate. You can also find a good selection of ethnic restaurants in downtown San Rafael. In addition to this, the city is known for its art and culture.
Although starting a business in San Rafael, CA is not as easy as many people might think, there are a number of resources available to help you get started. Having a US business bank account is a good idea to help ease business transactions in San Rafael, CA.
FAQ About San Rafael, CA
As long as it is properly managed, an LLC in San Rafael, CA, will live forever. To timely renew your LLC, you must send the California Secretary of State your yearly (franchise) report.
To start a business in San Rafael, CA, the 5 most important things you need are, 1. A business plan, 2. A Business Name, 3. Seed capital, 4. Proper business licenses, 5. A marketing plan to promote your business.
In San Rafael, CA, there are several business ventures that may be launched with only $1000. You may launch an online sales company. internet retailers are another option. You could start a business that has to do with computers and technology and use a good name as your company name.
A modest level of life may be found in San Rafael, CA. Consequently, any salary between $40,000 and $60,000 would be sufficient to live in San Rafael. Although earning more money in a place like San Rafael is usually advantageous, a living wage in San Rafael, CA, is generally $26,000.
LLCs are a type of business entity that is not taxed at the corporate level. Instead, the company’s profits are allocated to the owners in the form of dividends, and the owners pay taxes on the dividends. In San Rafael, CA, the owners of an LLC are subject to taxes on their individual income.
It’s not too awful for a startup to make $18 in San Rafael, CA. Even so, it would be fantastic to earn around $40 per hour in a place like San Rafael. But that is a solid income for a tiny company.
In San Rafael, CA, an LLC may generate income. Selling products to other companies is one option. Providing services to other firms is another option. You may create a website for them if you own a website-building firm, for instance. You may also provide consultation services.
You shouldn’t relocate to San Rafael, CA unless it is for business purposes exclusively. If San Rafael does not provide the greatest atmosphere for your company, you shouldn’t relocate there. You shouldn’t relocate if San Rafael can’t help you sell your company to a buyer.
In order to prevent other people from using your company name, you need register it with San Rafael, CA. The secretary of state will accept your registration of your company name. Your company name may be registered for a limited period of time, and you must pay the reservation cost.
San Rafael, CA company income tax is not a concern if you have an LLC. The only taxes you have to pay on your LLC revenue are the federal income tax and, if applicable, state income taxes.
San Rafael is a fantastic location to launch a company. Both the cost of launching a company and the cost of living are cheap. Depending on the sort of company you wish to form, the fee varies, but launching an LLC normally costs $70.
Some people in San Rafael, CA may think that it’s hard to start a small business in this city. However, the city is full with resources that may assist you in getting started. The San Rafael Chamber of Commerce is among the finest since it provides a wide range of services to assist entrepreneurs.
Depending on the kind of company structure you have in San Rafael, CA, the tax burden varies. For instance, you could have to pay sales tax, franchise tax, and employment tax if you establish an LLC (if needed). Corporations, on the other hand, must pay business income taxes.
In San Rafael, CA, online companies are not only popular but also inexpensive to start. The least expensive businesses to establish in San Rafael, CA might be online legal consulting, online selling, or online education. Additionally, you might open a home office for your cake making company.
San Rafael, CA is a convenient location to apply for an LLC. The first step is completing the LLC form on the Secretary of State’s website. Once completed, print the online form from the California Secretary of State’s website. At last, turn in the form and payment for filing.
In San Rafael, CA, there are a few factors to think about while deciding where to reside. If you would find buyers there, how much it would cost to live there, and if San Rafael is a decent place for your family to live are other factors to consider. Prior to moving to San Rafael, make these decisions.
For years, people have argued about which city is the best to live in. San Rafael is renowned for its thriving economy and multicultural population. Houston is renowned for having more reasonable living expenses. When determining which is less expensive, there are several things to take into account.
San Rafael, CA is a fantastic location to start a company. San Rafael just takes a day or so to register a company. You must include your company name, address, and contact information. You must also include the company’s executives, directors, and members.
In San Rafael, CA, the answer to this question is very individualized and relies on the individual. Some individuals may wish to invest for the long term, while others might only want to become rich soon. The choice of what is best for a person ultimately rests with them.
San Rafael, CA LLCs provide a variety of advantages. First of all, LLCs are less expensive, less difficult, and do not have double taxes. Therefore, having an LLC in San Rafael, CA, will be advantageous for your company.
You can see how quickly San Rafael, CA, is expanding if you look at the statistics from the last several years. It is as a result of San Rafael, CA’s booming economy, particularly its service industry. The economy is growing thanks to the service industry.
An LLC in San Rafael, CA can write off a few taxes. Business insurance, home office expenses, work-related travel expenses, bank fees, and any type of business interest are some of the examples of tax deductions in San Rafael, CA.
San Rafael, CA is a popular city for many reasons. Even if it is a business city, San Rafael has rich art and culture. Besides, in recent years, the economy of the city has become incredibly strong. It is becoming popular for being one of the best cities for startups.
In San Rafael, CA, choosing a name, submitting the necessary paperwork to the Secretary of State, and obtaining an EIN are the first three steps in forming an LLC. The next step is opening a bank account and obtaining a business license. You may launch your LLC after they are finished.
A person chosen by the LLC serves as its registered agent in San Rafael, CA. The selection of a registered agent is required. Anyone over the age of 18 who is qualified to do business in San Rafael, CA may serve as a registered agent.
Startups should consider San Rafael, CA. A hotbed for fresh ideas, the city is teeming with youth. For entrepreneurs, it’s ideal because of its cheap cost of living and good standard of living.
San Rafael, CA, is one of the top cities to relocate your company to when it comes to business. San Rafael is a business-friendly city in California, so moving your firm there won’t be difficult.
If you own a small business in San Rafael, CA, you may be considering if you should insure your enterprise. Yes, is the response. A sort of commercial insurance called small business insurance covers a range of commercial hazards. Property loss, legal trouble, and disruption of business are some of these hazards.
Fees to the state are more for an LLC in San Rafael, CA than for a single proprietorship. The distinction between a corporation and an LLC is not well understood in Canada. Therefore, a San Rafael, CA-based LLC can be regarded as a company in Canada. Running an LLC is difficult.
In comparison to other company ventures, forming an LLC in San Rafael, CA is unquestionably a superior choice. The single proprietorship route would be preferable to an LLC, however. The rationale is that although being identical to LLCs, sole proprietorships have lower tax obligations.
San Rafael, CA is an LLC-friendly city, yes. There are several advantages to forming an LLC in San Rafael, CA. For instance, San Rafael, CA offers tax perks, financing, and other advantages to aspiring business owners.
If you want to start an LLC in San Rafael, CA, you must appoint a registered agent. It can be anyone, such as a relative, spouse, manager, professional person, or yourself. But, it is necessary to appoint a registered agent for your LLC.
In San Rafael, CA, you may create any kind of company if you have an LLC. Create a solid marketing strategy, get capital for your startup, and manage your firm in San Rafael, CA.
In San Rafael, CA, you may act as your own LLC’s registered agent. Any legally grown person who resides in California, is an adult, and has a physical street address in San Rafael, CA, is eligible to serve as a registered agent.
Creating a company in San Rafael, CA is difficult. However, with the right tools and a plan, you can make it happen. You can start with the company name and then make your way to other steps like filing and appointing a registered agent in San Rafael, CA.
How Fast Can You Start Business in San Rafael, CA
The good news is that San Rafael is a city that is generally welcoming to new businesses and entrepreneurs. There are several factors that can impact how fast you can start a business in San Rafael, including the type of business you want to start, the necessary permits and licenses, and your level of preparedness.
The type of business you want to start will greatly influence how fast you can get it up and running. If you want to start a small, home-based business that doesn’t require much investment or infrastructure, you can potentially start your business in a matter of days. On the other hand, if you want to start a retail store, restaurant, or other brick-and-mortar business, you will need to account for more time to find a suitable location, negotiate a lease, and outfit your space.
Another key factor in how fast you can start a business in San Rafael is obtaining the necessary permits and licenses. The specific permits and licenses you will need will depend on the type of business you want to start. Some businesses may require zoning permits, health permits, or special licenses. It’s important to research and understand what permits and licenses are required for your specific business and to start the application process as soon as possible.
Your level of preparedness will also impact how quickly you can start your business in San Rafael. The more time you invest in creating a solid business plan, researching the market and competition, and securing financing, the smoother and faster the process will likely be. Being prepared will also help you navigate potential roadblocks and setbacks more effectively.
Overall, starting a business in San Rafael, CA can be a relatively straightforward process if you are well-prepared and have a clear plan of action. By understanding the specific requirements for your business, obtaining the necessary permits and licenses, and being proactive in your preparations, you can start your business in San Rafael in a reasonable amount of time.
While there may be challenges and hurdles along the way, the rewards of starting a successful business in San Rafael are well worth the effort. With its vibrant business community, diverse economy, and supportive entrepreneurial ecosystem, San Rafael is a great place to start and grow a business. By taking the time to plan and prepare effectively, you can increase your chances of starting your business quickly and setting yourself up for long-term success.
In Conclusion
Starting a business in San Rafael is not only easy but also profitable. A large portion of the US and even people from other countries are registering their business in the US for intercontinental brand building. Besides, California has a sustainable economic atmosphere that is enough to encourage newbies to start and run their businesses in San Rafael, CA.