5 Best LLC Formation Services in Kentucky (Dec 2023)

Best Kentucky LLC Services for 2023: Ready to launch a business? Starting a Kentucky LLC is your first big move.

With so many LLC formation services out there, each claiming to be the top choice, it’s easy to feel lost.

What if you had a clear, easy-to-follow guide pointing you straight to the best options?

That’s where LLCBuddy comes in. Our team has researched and vetted the top LLC services in Kentucky just for you. Dive into our list, compare features and prices, and find the perfect fit for your business. Start your Kentucky LLC journey with confidence. Check out the best Kentucky LLC services from below.

Check #1 Best LLC Service in Kentucky

On this page, you’ll learn about the following:

Best LLC Formation Services in Kentucky
How to Form an LLC in Kentucky
How to Choose the Best LLC Formation Service in Kentucky
Why Kentucky is One of the Best Places for Business
Why Kentucky is One of the Best Places for Business
Why Kentucky is One of the Best Places for Business
Why Kentucky is One of the Best Places for Business
Conclusion

Best LLC Formation Services in Kentucky

Here is the list of best LLC services available in Kentucky. The best thing about these services is starting your LLC for free. Some of the following services are offering LLC formation in Kentucky at $0. Other than the state fees and charges, you do not have to pay any charges to the service provider. You will get the basic formation package for free. Now, let’s check out the list of best LLC formation service providers in Kentucky-

LLC Service	Our Rating & Pricing	Top Features	Learn More
#1 TOP PICK	4.5/5 $0 + State Fees	100% accuracy guarantee Worry-free service Great customer support	Learn More
	4/5	Established reputation Extras are bit more expensive Good customer support	Learn More

Below is the list of the best LLC formation services in Kentucky we picked for you.

ZenBusiness – Known for its affordable packages and efficient service, ZenBusiness has become a favorite among new entrepreneurs.
LegalZoom – With years of industry experience, LegalZoom offers comprehensive services and a vast array of legal resources.
Northwest Registered Agent – Praised for its top-notch customer service, Northwest ensures personalized assistance and detailed compliance guidance.
BetterLegal – Speed is BetterLegal’s forte, promising the fastest LLC formation process in the market.
TailorBrands – Beyond LLC services, TailorBrands stands out with its branding solutions, making it a one-stop shop for budding businesses.

Our Editorial Team selects these companies through thorough research and market study. It is recommended that you cross-check all the factors before choosing the right one for your business.

1. ZenBusiness

ZenBusiness is a Texas-based company that provides services from formation to annual compliance to an LLC. It offers three plans, Starter, Pro, and Premium. The Starter plan starts from $0. That means you can form your LLC for free in Kentucky, though you must pay the state filing fee of $40 to the Kentucky Secretary of State. But, the company charges nothing to form your business in the state.

ZenBusiness Plans

Starter Plan at $0 + state filing fee
Pro Plan at $199/year + state filing fee
Premium Plan at $299/year + state filing fee

ZenBusiness Pros and Cons

Why You Must Get ZenBusiness	Why You Should Not Get ZenBusiness
100% accuracy rate	Does not form Kentucky nonprofit
Free LLC formation in Kentucky	Additional cost for EIN
User friendly
Standalone Registered Agent services

ZenBusiness Overview

ZenBusiness is one of those top-rated companies that provide business formation in Kentucky at a minimum cost (currently at $0). There is no charge to be paid to the company for forming your LLC in Kentucky. The state filing fee and other necessary fees must be paid, including the registered agent fee.

ZenBusiness offers three plans, among which the Pro plan is recommended. The Pro plan has everything you need to start an LLC in Kentucky. Obtaining EIN, operating agreement drafting, name search, and all other services are available with the rush filing feature.

Form LLC in Kentucky with ZenBusiness

2. LegalZoom

LegalZoom is one of the service providers in Kentucky that offers free LLC formation services. If you want to avoid spending money to form your LLC, then LegalZoom is for you. It offers various formation packages that include all types of LLC services. Aside from LLC formation, LegalZoom offers C and S corp formation. With over thousands of customers, the company offers basic LLC formation services at $0.

LegalZoom Plans

Basic Package- $0 + State Filing Fees (Tax deduction may be applicable)
Pro Package – $249 + State Filing Fees (Tax deductible may be applicable)
Premium Package – $279 + State Filing Fees (Tax deduction may be applicable)

Apart from these packages, LegalZoom offers a bunch of add-on services as well. Add-on services include the following-

Registered Agent – $299 per year. Available as an add-on and not included in any packages
Trademark registration: Assisting with the US trademark application process
Copyright registration: Guidance on registering copyrights for creative works
Patent services: Support in obtaining utility, design, and plant patents
Estate planning: Offering personalized wills, trusts, and power of attorney documents
Legal advice: Access to a network of lawyers for consultations and legal guidance
Expedited Filing: With an additional $99, you can speed up your filing process.

LegalZoom Pros and Cons

Why You Must Get LegalZoom	Why You Shouldn’t Get LegalZoom
Free LLC formation	Expensive add-ons, such as Registered Agent
Trustworthy and established reputation	Higher pricing compared to some competitors
Quick turnaround time	Less number of add-on options
Access to legal professionals	Some additional fees not included in plan prices
Customer support available through phone or chat	Mixed customer reviews

LegalZoom Overview

LegalZoom is one of the oldest companies in USA. This company is a service provider offering LLC formation at $0. It offers three broad packages, Basic, Pro, and Premium. The Basic package costs $0. Though you must pay the Kentucky filing fee while filing the Articles of Organization with the Kentucky Secretary of State. The filing fee depends on which method, mail, online, or any other method you choose.

LegalZoom offers vast add-ones like others. Hence, the chances of getting diverse services are comparatively high. The best part about the company is there is an access to legal documents and legal consultation. The registered agent service is a bit expensive. If you want to hire Registered Agent from LegalZoom, you must purchase that service separately, it does not come with any formation plans.

Form LLC in Kentucky with LegalZoom

3. Northwest Registered Agent

Northwest Registered Agent is a family-owned business based in Spoken, Washington state. The company offers LLC formation, registered agent service, annual compliances, and other business-related services in all 50 states, including Kentucky. It offers LLC formation at $ 39+ state fees and registered agent service at $125 yearly.

Northwest Plans

Northwest does not have conventional packages. It offers Core, Business maintenance, and business development services. Under these categories, various services are available at a flat rate. Some of the services offered by Northwest in Kentucky are listed below-

LLC formation in Kentucky at $39 + state filing fee
Registered Agent at $125 yearly
Annual report filing at $100 + state filing fee
Obtaining EIN at $50
Northwest offers National Agent Service. If you operate your LLC Registered Agent in 5 or more states, you can pay $100 + state fees (if applicable) to get a single agent for all states.

Northwest Registered Agent Pros and Cons

Why You Must Get Northwest	Why You Should Not Get Northwest
DIY Packages for your LLC in Kentucky	Not BBB accredited
No plans, flat rate for all services	Additional charges to obtain EIN in Kentucky
Purchase only the service you need to form Kentucky LLC.	The operating agreement draft is not included in the Core services
Northwest offers standalone Registered Agent service in Kentucky

Northwest Registered Agent Overview

Northwest is one of those service providers that offer DIY packages. Northwest is not for you if you want a wholesome formation package in Kentucky. It does not have conventional LLC formation packages. It is simply like a departmental store for you. You don’t need to buy everything, but the only thing you need.

Northwest has in-house corporate guides to guide you through the formation process. It offers LLC formation at $39 plus the state filing fee ($40). If you have already formed your LLC in Kentucky and are willing to appoint Registered Agent only, then Northwest can provide a standalone registered agent service at $125 per year.

Northwest offers single flat rates for all services in Kentucky and other states. The best part about the company is it does not outsource any of its services. Northwest offers corporate guides to help you through the steps of LLC formation.

Form LLC in Kentucky with Northwest Registered Agent

4. BetterLegal

BetterLegal is a comparatively new company than other competitors. But this company has successfully grabbed a large portion of the market in the United States. Serving in 51 states, BetterLegal has been in business since 2016. Unlike other experienced companies, it does not have a list of packages and plans for LLC formation.

BetterLegal Plans

BetterLegal offers one single plan at a flat $299 + state filing fees. It has a list of add-on services as well. BetterLegal is an online service that started off with a very small team. However, even after being in the business for so long, they didn’t increase their team size much. They have transparent pricing, and no hidden charge exists for any services they provide.

BetterLegal offers a list of add-on services. Following are the additional services they offer-

Registered Agent service – $10/month or $90/year
State Annual compliance services – $10/month or $90/year
Permit & License Search Service – $125
Amendment & document research – Free with the core formation service package

BetterLegal Pros and Cons

Why You Must Get BetterLegal	Why You Shouldn’t Get BetterLegal
No refund; all sales are final	The basic package does not include registered agent service
Quick Turnaround time	Additional charge for EIN
A+ BBB Accredited	The basic package does not include a registered agent service
Single plan for all incorporation

BetterLegal Overview

Even though the company is called BetterLegal, no attorneys or legal services are available. The company offers a single plan for all types of business formation. Hence, if you are planning to form a corporation, you can pay $299 + incorporation fee ($40 for filing online and by mail in Kentucky). It offers comparatively better turnaround time at a reasonable price than other companies. You can file your LLC within 10 minutes with BetterLegal.

It offers a resource center for new entrepreneurs. They provide guidance to make things easier when it comes to filing your business. Their small team sometimes fails to cater to their customers on time. Reaching out to their customer support team is very difficult. Another disadvantage is it does not have a refund policy. All sales with BetterLegal are final, and at any stage, upon cancelation, no refund is made. However, basic LLC formation and registered agent services are much cheaper in BetterLegal than in other close competitors.

Form LLC in Kentucky with BetterLegal

5. TailorBrands

Do you want to create a brand for your business in Kentucky? Here is the LLC formation service provider, TailorBrands, for you. The company was established in 2015 in New York, and since then, it has offered several incredible services to set up your business. TailorBrands has a single LLC formation plan that starts at $49 a year. You can choose different other add-on services at an additional cost.

TailorBrands Services

TailorBrands offer a single plan for forming an LLC at $49. There are some basic services that TailorBrands offer, including starting an LLC, filing it, Kentucky name availability search, priority support, and so on. You can use their add-on services as and when required. Add-ons are-

Registered Agent Service – $199/year
Employment ID Number (EIN) – $99 (one-time pay)
Annual Compliances – $299/year
Operating Agreement – $29
Expedited Filing – $49
Business bank account – Free

TailorBrands Pros and Cons

Why You Must Get TailorBrands	Why You Shouldn’t Get TailorBrands
Low-cost LLC formation	Not BBB Accredited
Free business bank accounts	No business domain packages
Hassle-free LLC formation	Additional charges to obtain EIN
Additional services like logo, website, domain

TailorBrands Overview

TailorBrands does not have vast LLC formation packages. Instead, it has a single package that includes the formation of LLCs. The name availability search is unlimited, and you don’t have to pay any additional fees. The state filing fee of $40 must be paid apart from the charges you pay for add-ons.

TailorBrands offers other business services such as logo making, domain, website, business bank account, merchandise, and other business services. As a small or start-up business, you must go for TailorBrands.

Form LLC in Kentucky with TailorBrands

How to Form an LLC in Kentucky

Kentucky, popularly known as The Bluegrass State, is a business-friendly state with a population of 4,555,777. The Nominal Gross Domestic Product (in millions) of Kentucky is $262,439 according to a 2022 study, which has been said to be increased over the past year. Hence, starting your business in Kentucky will always be a good option. If you choose the state capital, Frankfort, to start your LLC, you might get more tax and other benefits.

To form an LLC in Kentucky, you need to follow some basic steps, including getting an LLC name, appointing your Kentucky Registered Agent, filing the Kentucky Articles of Organization, creating Kentucky LLC operating agreement, and finally getting an EIN for filing required taxes.

You can do that on your own. However, it is always recommended to get a professional person on board to guide you through. These steps are crucial and sensitive. You must complete everything to avoid canceling your formation process. Hence, having a professional LLC formation service for your LLC is better.

How to Choose the Best LLC Formation Service in Kentucky

It is important to choose the best service for your business carefully. Before you select the best one, make sure you thoroughly research on following points-

Reputation: Look for a company with a good reputation. Check reviews and ratings from previous clients to see how they feel about the services offered.
Experience: Choose a company with years of LLC formation experience. This ensures that they have knowledge of the process and can provide quality services.
Cost: Compare prices between different companies. Choose a company that offers affordable pricing for the services you need.
Customer Service: Ensure that the company has good customer service. They should be responsive, helpful, and willing to answer any questions.
Services Offered: Look for a company that offers a range of services, including entity formation, registered agent services, and ongoing compliance support to ensure your LLC remains in good standing.
Ease of Use: Choose a company with a user-friendly website and easy-to-use online platform. This makes the process of forming an LLC simple and straightforward.
Guarantees: Check if the company offers a satisfaction guarantee or a refund policy. This gives you peace of mind that you are getting the best possible service.

Why Kentucky is One of the Best Places for Business

First and foremost, Kentucky boasts an enviable geographic advantage. Situated in the heart of the United States, the state’s central location offers unparalleled access to major markets across the nation. This advantageous position, coupled with an extensive network of transportation infrastructure, including highways, railroads, and airports, enables businesses to easily transport products and materials throughout the country. Such connectivity sets the stage for efficient supply chains and establishes Kentucky as a prime logistical hub for both domestic and international trade.

One striking aspect that distinguishes Kentucky apart from other states is its renowned workforce. The state is proud of its diligent and dedicated labor force, known for their strong work ethic and commitment to producing high-quality goods and services. Kentucky residents consistently exhibit a determination and loyalty rarely seen elsewhere, which inherently elevates workplace productivity and fosters a positive business environment. Additionally, the state’s leading educational institutions, such as the University of Kentucky and the University of Louisville, equip graduates with the necessary skills to thrive in a wide range of industries, further contributing to the attractiveness of Kentucky as a business-friendly environment.

Furthermore, entrepreneurs and business owners find solace in Kentucky’s favorable taxation policies. The state maintains a pro-business approach by providing a relatively low tax burden, ultimately cultivating a climate that incentivizes companies to invest and expand. Such an approach not only attracts new businesses looking to establish themselves but also fosters the growth and expansion of existing businesses in the state. In addition, Kentucky has implemented various tax incentive programs, encouraging job creation, research and development, and industry-specific investments, further solidifying the state’s reputation as an enticing place for businesses to succeed.

Diversity is another key factor that makes Kentucky stand out among other business-friendly states. The Commonwealth provides ample opportunities for businesses across various sectors, including manufacturing, healthcare, technology, and agriculture. Kentucky has been a historic leader in advanced manufacturing, with diverse industries such as automotive, aerospace, and pharmaceuticals finding success. By welcoming such diversity, Kentucky fosters a robust business ecosystem that encourages innovation, collaboration, and economic resilience.

Lastly, Kentucky’s warm and welcoming culture is vital to its success as a haven for businesses. The state’s commitment to nurturing a supportive business climate is evident in the strong partnerships between private enterprises and government entities. Local and state authorities work diligently to cut red tape, streamline processes, and provide resources and assistance to entrepreneurs and startups. Their unwavering dedication and focus on creating a nurturing environment have bolstered Kentucky’s reputation as a welcoming destination for business ventures.

Kentucky’s remarkable combination of a strategic location, favorable taxation policies, renowned workforce, diverse industry opportunities, and nurturing environment undeniably positions it as one of the prime destinations for business success in the United States. With so many compelling factors in its favor, it comes as no surprise that Kentucky continues to attract and foster countless entrepreneurs and businesses, propelling the state toward a future of prosperity and growth.

Why Kentucky is One of the Best Places for Business

One of the primary reasons why Kentucky stands out as an ideal business destination is its strategic location in the heart of the United States. Situated within the nation’s transportation and logistics corridor, Kentucky offers exceptional access to major cities, ports, and markets across the country. The state’s central location provides businesses with an unrivaled advantage of easy reach to customers, suppliers, and distribution networks, allowing for efficient transportation of goods and services.

Moreover, Kentucky boasts a resilient and skilled workforce that plays a crucial role in the success of businesses operating within its borders. The state takes great pride in its dependable, talented, and dedicated labor pool. Employees in Kentucky are known for their work ethic, strong sense of commitment, and adaptability, making them valuable assets to any company. Furthermore, Kentucky’s world-class educational institutions, vocational schools, and workforce training programs act as a pipeline for qualified and skilled individuals, ensuring that businesses have access to the talent they require to thrive and innovate.

In addition to its wealth of human capital, Kentucky offers a favorable business environment with numerous incentives that attract and support companies. The state’s business-friendly policies, combined with low taxes, encourage investment and growth. Kentucky’s pro-business atmosphere presents a fertile ground for startups, as well as existing businesses looking to expand or relocate. The state government is committed to facilitating business developments while maintaining a balanced approach to regulations, ensuring both economic growth and sustainability.

Kentucky is also home to a diverse range of industries, allowing businesses from various sectors to flourish. From automotive and aerospace engineering to advanced manufacturing and healthcare, Kentucky provides a fertile ground for businesses to develop and thrive in a conducive environment. The diverse industrial landscape encourages collaboration, innovation, and synergies between companies, fostering industry clusters that fuel economic growth and create job opportunities.

Furthermore, Kentucky offers an unparalleled quality of life that can enhance employee satisfaction and wellness. The state’s natural beauty, vibrant arts scene, and rich cultural heritage help attract and retain top talent. Employees living in Kentucky can enjoy the best of both worlds, with metropolitan areas providing urban amenities and rural areas offering a peaceful retreat. This quality of life also translates into happy and productive staff, ultimately benefiting businesses in terms of retention, creativity, and overall success.

It is no wonder that Kentucky has consistently been recognized and awarded as one of the best states for business and entrepreneurship. From its prime location and highly skilled workforce to its business-friendly policies and diverse industries, Kentucky offers everything a company needs to thrive. With the state’s tremendous potential for growth and innovation, it is easy to see why so many businesses are choosing Kentucky as their home.

In conclusion, Kentucky undoubtedly deserves its position as one of the best places for business. With its strategic location, strong workforce, attractive business policies, and diverse industries, Kentucky provides an environment that nurtures and supports both new and established businesses alike. By choosing Kentucky, companies are positioning themselves for long-term success in a state where business dreams can become a reality.

Why Kentucky is One of the Best Places for Business

Kentucky offers a basket of advantages for businesses of all sizes and industries, making it a hotspot for new opportunities. Whether you are an established company looking to expand or a startup hoping to make a mark, this state provides the ideal environment for your entrepreneurial dreams to flourish.

First and foremost, Kentucky boasts a strategic geographic location which positions it at the heart of the South and Midwest regions of the United States. This advantage not only provides businesses easy accessibility to a large customer base but also ensures a smooth distribution network. Efficiency in transportation is key for a thriving business, and Kentucky is well-connected not just domestically but also globally through its comprehensive infrastructure which includes multiple airports, highways, railroads, and waterways.

In addition, Kentucky enjoys a competitive advantage in terms of labor. The state prides itself on a talented and diverse workforce that is readily available for businesses. Whether it is skilled trades, technology, healthcare, or any other industry, Kentucky ensures ready access to a committed and skilled labor pool. Moreover, the state takes pride in its work ethic and strong work culture, making it an attractive destination for any company seeking a dedicated and hardworking workforce. Kentucky’s dedicated agencies and workforce development programs further bolster this advantage, by providing training and support to potential employees, thus preparing them for a variety of job opportunities.

Kentucky’s business-friendly environment is also a strong pulling factor for business owners. The state offers a range of incentives and supportive policies to encourage businesses to set up shop within its borders. From tax incentives like the locally celebrated Kentucky Business Investment (KBI) program to its robust infrastructure support, the state is committed to making the business establishment and expansion processes as streamlined as possible. Moreover, pro-business regulations and a relatively lower cost of living make Kentucky an attractive place to set up and run a business, keeping operational expenses in check and improving profitability.

Furthermore, Kentucky embraces an inimitable spirit of community and collaboration, exemplified by the many business organizations and associations working hand in hand to promote growth and development in the state. These partnerships provide companies with extensive networking opportunities and leverage the collective expertise of various stakeholders, fostering an ecosystem that nurtures business growth.

Another prime advantage of conducting business in Kentucky is the high quality of life it offers to residents. Known for its beautiful landscapes, vibrant culture, and friendly communities, the state ensures employees enjoy a balanced and enhanced quality of life. Additionally, the affordable cost of living allows employees to stretch their earnings further, providing economic stability and contentment.

In conclusion, Kentucky has rightfully earned its reputation as one of the best places for business. Stellar infrastructure, easy accessibility, a talented workforce, a supportive business environment, and a high quality of life all contribute to making the state an attractive destination for entrepreneurs. As businesses grow and develop, they find solace in the warm embrace of Kentucky, propelling both the state’s economy and their own ambitions forward. The potential for success lies within the rolling hills, beautiful bluegrass, and entrepreneurial spirit of this remarkable state.

Why Kentucky is One of the Best Places for Business

One of the key factors that make Kentucky an attractive business destination is its strategic location. Situated in the heart of America’s heartland, this state is well-connected to major markets across the country. With its extensive transportation infrastructure, including several highways, railroads, and commercial airports, businesses in Kentucky have easy access to suppliers, customers, and distribution channels. Whether you are in manufacturing, logistics, or agriculture, the state’s centralized location is a major advantage.

Another aspect that sets Kentucky apart is its business-friendly environment. The state government has implemented policies and incentives to attract and retain businesses of all sizes. The regulatory framework is tuned to encourage innovation and entrepreneurship, providing companies with the necessary support to flourish. Furthermore, Kentucky offers various tax incentives, including tax breaks, exemptions, and credits, which substantially lower the burden on businesses, enabling them to invest more in their growth.

In addition to a favorable business environment, Kentucky boasts a skilled and motivated workforce. The citizens of the state take pride in their strong work ethic and are known for their dedication and commitment. From engineers to technicians and from managers to craftsmen, Kentucky offers a diverse talent pool to cater to different needs. The state’s education system, especially its strong technical and vocational programs, produces a steady supply of skilled labor that meets the demands of modern industries.

One unique advantage that Kentucky offers is its natural resources. The state is rich in both minerals and agriculture, providing businesses with abundant opportunities. For instance, the coalfields of eastern Kentucky have historically supported an energy sector that delivered steady growth. Moreover, the fertile land throughout the state supports a thriving agricultural sector, making it a hub for industries like food processing and distribution. With an abundance of natural resources, businesses in Kentucky are well-positioned to harness these assets for their advantage.

Kentucky’s vibrant business community is fueled not only by economic opportunities but also by its warm and welcoming culture. People in this part of the world are known for their friendliness, which fosters relationships and networks that go beyond any business transaction. The state’s close-knit communities and supportive business associations create an environment where entrepreneurs can find mentors, collaborators, and lifelong friends. Kentucky has cultivated an atmosphere that values personal connections as much as professional success, making it an exceptional place for doing business.

In conclusion, Kentucky has truly earned its place as one of the best places for business in the United States. From its strategic location to its business-friendly policies, skilled workforce, abundance of natural resources, and welcoming culture, the state offers an unbeatable combination of advantages for businesses of all kinds. For visionary entrepreneurs seeking success, Kentucky stands out as a beacon of opportunity and possibility. The land of bourbon, bluegrass, and boundless entrepreneurial spirit is primed to help businesses achieve new heights.

Conclusion

Starting a business in Kentucky is a big step. It’s really helpful to have experts on your side. When you use a professional LLC service, you’re making sure everything is done right without any headaches. We’ve given you a list of the top choices in this article. Take your time to look at each one. Check their prices, see what they offer, and think about what’s best for your business.

Remember, picking the right Kentucky LLC service can make things smoother and better for your business as it grows. If you want the best for your business, check out ZenBusiness. With their compelling offer of $0 + state fee for LLC formation, combined with an impressive array of 5-star Trustpilot reviews, they’re our number one recommendation. Seize this exceptional opportunity for your business!

Best LLC Formation Services in Kentucky

1. ZenBusiness

ZenBusiness Plans

ZenBusiness Pros and Cons

ZenBusiness Overview

2. LegalZoom

LegalZoom Plans

LegalZoom Pros and Cons

LegalZoom Overview

3. Northwest Registered Agent

Northwest Plans

Northwest Registered Agent Pros and Cons

Northwest Registered Agent Overview

4. BetterLegal

BetterLegal Plans

BetterLegal Pros and Cons

BetterLegal Overview

5. TailorBrands

TailorBrands Services

TailorBrands Pros and Cons

TailorBrands Overview

How to Form an LLC in Kentucky

How to Choose the Best LLC Formation Service in Kentucky

Also Read

Why Kentucky is One of the Best Places for Business

Why Kentucky is One of the Best Places for Business

Why Kentucky is One of the Best Places for Business

Why Kentucky is One of the Best Places for Business

Conclusion

About Author & Editorial Staff

Steve Goldstein

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