Swyft Filings vs Harbor Compliance: Which One to Choose (Comparison 2025)


Steve Bennett
Steve Bennett
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Swyft Filings vs. Harbor Compliance: When you attempt to start an LLC or any sort of business in the United States, you must do it flawlessly to avoid discrepancies. A business formation service like Swyft Filings or Harbor Compliance makes it easier for you as they have plenty of professional services that help you establish your business smoothly, irrespective of the state you’re in.

This page will explain a comparative guide between Swyft Filings and Harbor Compliance. LLCBuddy editors, with their best possible knowledge, have come up with this comparison to ease your decision on which service to buy. Let’s dig up more on Swyft Filings vs Harbor Compliance guide for the aspiring entrepreneurs around us!

Swyft Filings vs. Harbor Compliance: Quick Review

ServicesSwyft FilingsHarbor Compliance
LLC FormationAvailableAvailable
Starting Price$0 + State filing fee$99 + State filing fee
Registered Agent ServiceAvailable at $199 per yearAvailable at $99 per year
Legal AdviceNot AvailableNot Available
EIN Available at $79Available at $99
Operating Agreement$35$99
Annual Report$99 + state filing fee$100 to $175 per state + state filing fee
Attorney ServiceNot availableNot available
WebsiteSwyftFilingsHarbor Compliance
Review

Swyft Filings vs. Harbor Compliance: Our Take

Swyft Filings is one of those companies that offer LLC formation services at $0. It is inevitable that any wise man will choose Swyft Filings over any other pricey services. However, LLC formation is not just filing and submitting Certificate of Formation, it involves many more steps. Swyft Filings offer many other formation services at a reasonable price. Hence, for a small and tight-budgeted Swyft Filings can be a good option. However, on the other side, Harbor Compliance specializes in compliance services more than direct legal support. It also offers diverse business software that helps small businesses to manage their company without any hassle. Harbor Compliance does have a brand presence when it comes to offering LLC formation services. However, the service is a bit expensive overall. Choosing Swyft Filings over Harbor Compliance will be wise if you’re looking for an LLC formation at $0..

We prefer LLC formation packages over subscriptions or memberships. We would also prefer to go with customized packages where you can pick services and make your own package. You must have your own preferences, budget, and requirements. You can explore the best LLC services to get an overall comparison among the top-rated companies in the market.

Our main aim is to share insights into the features and prices that both these services offer. We researched the details of Swyft Filings and Harbor Compliance to bring the comparison study for you.

Swyft Filings vs. Harbor Compliance: Price and Packaging

This is the most crucial part you should consider before making a choice between Swyft Filings or Harbor Compliance. Your requirements, your budget, the services they offer, and the price they charge should all be aligned so that you can make a smooth choice. However, the world isn’t that easy. You lose some, you gain some. If you’re looking only for the registered agent service and not the formation, you can explore the best Registered Agent services available. So, here we are with a comparative price and package study for Swyft Filings vs Harbor Compliance.

Swyft Filings Price & Package

  • LLC formation plans are available at $0, and the highest plan is $299 plus the mandatory state filing fee,
  • Registered Agent costs $199 a year,
  • LLC Operating Agreement is at $35,
  • Annual Report is available at $99 + state filing fee,
  • EIN is available at $79,
  • LLC Dissolution service is at $149 + state filing fee,
  • LLC initial report is also available for $55 + state filing fee,
  • Foreign LLC formation is available at $199 + state filing fee,
  • Business licenses & permits are available at $99,
  • Certificate of Good Standing costs $45 + state filing fees,
  • Trademark Registration is available at $99 + USPTO filing fees

Add-ons by Swyft Filings

  • Conversion from LLC to Other Business Structure: $199,
  • Change of Registered Agent: $149/year,
  • Nonprofit Formation: $495 + IRS fees,
  • Dissolve business: $149 + state filing fee,
  • Initial Report (selected states): $55 + state fees,
  • Amendment & Name change: $99 + state fees,
  • Foreign Business Formation: $199 + state fees,
  • Business Withdrawal from Other States: $99 + state fees,
  • Apostille Certificate: $75 + state fees,
  • Digital Corporate Kit: $99,
  • Seller’s Permit: $129 + state fees,
  • ComplianceGuard: $149/year,
  • Corporate Bylaws and Shareholders’ Agreements: $35,
  • S Corp Election: $99

Harbor Compliance Price & Package

  • LLC formation: $99 + state filing fee,
  • Registered Agent: $89-$99 per state per year,
  • Initial Report Starting at $175 plus state fees,
  • Annual Reports: $100 to $175 per state plus filing fees,
  • Dissolution & Withdrawal: $399 plus state fees,
  • Articles of Reinstatement: $399 plus state fees,
  • Certificate of Good Standing: $85 plus state fees,
  • Foreign Qualification: $399 service fee includes a registered agent,
  • Nonprofit Registration Services from $1,799 plus filing fees

Add-ons By Harbor Compliance

  • Initial Report Starting at $175 plus state fees,
  • Establish Payroll Tax Accounts one-time package $600,
  • Sales and Use Tax Ids one-time package $300,
  • Publishing Starting at $300 plus state fees
Starter/Basic Package: Comparison
ServicesSwyft FilingsHarbor Compliance
LLC formation$0 + State filing fee$99 + State filing fee
Processing time3 weeksStandard filing
Business Name SearchUnlimitedUnlimited
EINAvailable at $79Available at $99
Operating Agreement$35$99
Business Compliance$149 a yearOn demand
Web domain & web hostingAvailable with the highest planNot available
Pro/Mid-Level Package: 
ServicesSwyft FilingsHarbor Compliance
LLC formation$199 + State Filing Fees$99 + state filing fees (flat)
Processing Time5 Day Express FilingStandard filing
Business Name SearchUnlimitedUnlimited
EIN$79$99
Operating Agreement$35$99.00
Business ComplianceIncludedOn demand
Web domain & web hostingNot AvailableNot Available
Domain Name RegistrationNot AvailableNot Available
Business EmailAvailable in the highest planNot Available
Premium/Top Level Package:
ServicesSwyft FilingsHarbor Compliance
LLC Formation$299 + State Filing Fees$99 + state filing fees (flat)
Processing TimeSame Day FilingStandard filing
Business Name SearchUnlimitedUnlimited
EIN$79$99
Operating Agreement$35$99.00
Business ComplianceIncludedOn demand
Web domain & web hostingIncludedNot Available

Swyft Filings vs. Harbor Compliance: How They Are Different or Similar

Swyft Filings and Harbor Compliance offer similar yet different services. Both companies have many things in common, while some things are different. Let’s look at the similarities and differences Harbor Compliance and Swyft Filings have with each other. 

Business Formation

business

SwyftFiling offers 3 packages for LLC formation. The basic one started from $0 and the highest one costs $299 plus the standard state filing fee. All three packages include filing of formation document and a few basic services. Higher the package, faster the filing services available with SwyftFiling. The highest priced pakcage offers same day filing and standard shipping time. No additional cost for rush filing or shipping.

Harbor Compliance does not have a series of formation packages. It has only one flat rate for LLC formation. The overall price is much more in Harbor Compliance than Swyft Filings for the formation of an LLC. But for the compliance documents Harbor Compliance is certainly a better choice.

Legal Support & Attorney Services

corporate law and order

SwyftFilings do not provide any legal service. If you’re looking for legal support or attorney consultation to form your LLC then SwyftFilings is not for you.

Harbor Compliance does not offer legal support or attorney service. Hence, users who are looking for legal service Harbor Compliance would not be a wise option.

Overall Cost

cost

SwyftFilings do not have in-and-out legal or compliance services for users. However, if you’re looking for only LLC formation, then SwyftFilings can help you out. As far as the cost is concerened, SwyftFilings offer LLC formation at $0, however, it offers very basic services. To enjoy more, you have to pay more. Other freebies offers useful formation services and documents at a very reasonable price. Hence, even the basic formation price is low, SwyftFilings’ overall cost can be high for many people.

Harbor Compliance, no doubt is a bit expensive than Swyft Filings. If we calculate the overall price, Harbor Compliance’s price is much more than Swyft Filings’. Though the price of some of the services is less, however, other services such as EIN are much higher than Swyft Filings. Besides, it does not offer any free LLC formation like the latter.

Customer Support

Users can reach out to the Support Team of SwyftFilings in two ways. You can reach out to them from Monday to Friday during business hours over a call. Besides, users can email them directly mentioning their concern.

Users can reach Harbor Compliance Service Help Center via 4 ways. First, users can call them directly. You can drop a mail at their main office in Pennsylvania, you can email them, Fax them, and/or you can call them from Monday to Friday during official hours.

Harbor Compliance Additional Services

There are some services that Swyft Filings might not have expertise in while Harbor Compliance does have dominance over them. Here’s a list of some ‘exclusive’ services that Harbor Compliance offers!

Establish Payroll Tax Accounts with Harbor Compliance available at one-time package at $600

Some sepcific state needs publishing after creating the LLC. Harbor Compliance offers this service at $300 plus state publishing charges.

Some states require Initial Business Report filing. Harbor Compliance offers this service starting at $75 plus state filing fee

Swyft Filings vs. Harbor Compliance: Pros & Cons

As we are talking about forming an LLC or any business, both services, Swyft Filings and Harbor Compliance can be your choice. However, establishing a business is not only about filing the papers; a whole lot of work is involved. Hence, let’s get into the Pros and Cons of each service before you jump to any conclusion.

Swyft Filings: Pros & Cons:

Pros of Swyft Filings👍Cons of Swyft Filings👎
It is affordable and easy to use. The pricing and packages are reasonable.Though it is affordable to some people, however, a lot of services are not available in their basic package. Hence, you have to purchase their highest pack to enjoy those.
You can customize your packages at the check-out. Add more services and make your own package by paying add-on prices.SwyftFilings does not provide any legal help. Hence, after you form your LLC, when you need an attorney or legal support, SwyftFilings won’t be able to provide it.

Harbor Compliance: Pros & Cons:

Pros of Harbor Compliance👍Cons of Harbor Compliance👎
Harbor Compliance has been in business for over a decade and has successfully helped thousands of businesses with their compliance needs.Hiring a professional service like Harbor Compliance comes with a cost. While their services can save you time and provide peace of mind, it may not be the most cost-effective option for everyone
Harbor Compliance ensures that all the necessary legal and compliance requirements for forming an LLC are met.Some users may value a personalized experience when creating their LLC. As Harbor Compliance works with many clients, there may be limited opportunities for one-on-one communication and customization
Harbor Compliance provides ongoing support, even after your LLC is formed. They can help with annual report filings, business licenses, and other compliance requirements that may arise throughout the life of your LLC.Some users may prefer more control over the formation and compliance process of their LLC. Harbor Compliance offers standardized services, which may not cater to the specific needs or preferences of certain businesses.

Frequently Asked Questions

What are the main differences in service offerings when comparing Harbor Compliance vs Swyft Filings?
Harbor Compliance specializes in comprehensive compliance solutions including business licensing, permits, and ongoing regulatory support, while Swyft Filings focuses primarily on speedy business formation services. Harbor Compliance vs Swyft Filings provides distinct choices—if you need extensive follow-up on compliance and annual filings, Harbor Compliance is more robust; if you are looking for a streamlined incorporation process at a lower initial cost, Swyft Filings may be ideal.
How does pricing compare between Harbor Compliance vs Swyft Filings?
Pricing for Harbor Compliance generally reflects its in-depth compliance and regulatory support services with custom quotes based on complexity and business size, whereas Swyft Filings offers transparent, tiered packages for formation and simple compliance. Harbor Compliance vs Swyft Filings is thus a matter of balancing cost against the level of ongoing support and specific compliance needs.
What specific compliance services are offered by Harbor Compliance vs Swyft Filings?
Harbor Compliance provides an array of services that include business license management, permit renewals, and regulatory filings, offering a hands-on approach to ongoing compliance. In contrast, Swyft Filings specializes in formation documents and basic post-formation support. Harbor Compliance vs Swyft Filings will depend on whether your priority is continuous regulatory compliance or quick company setup.
How does the customer support differ when evaluating Harbor Compliance vs Swyft Filings?
Harbor Compliance offers dedicated support with access to compliance experts who guide you through complex filing and regulatory issues, while Swyft Filings relies more on automated systems and standard customer service channels. The choice between Harbor Compliance vs Swyft Filings will ultimately depend on whether you need personalized, expert assistance or a more straightforward, self-service approach.
What are the turnaround times for service processing in Harbor Compliance vs Swyft Filings?
Swyft Filings is renowned for its fast processing of business formations, often appealing to startups that need a quick setup. Harbor Compliance, while typically having a longer processing time, provides a more detailed and thorough review process for comprehensive compliance management. Harbor Compliance vs Swyft Filings illustrates the classic trade-off between speed and detailed service.
Which service offers better scalability for growing businesses: Harbor Compliance vs Swyft Filings?
Harbor Compliance is designed to scale with your business, offering additional licenses, multi-state compliance assistance, and ongoing regulatory updates as your company grows. Swyft Filings is excellent for initial setups but may have limitations when handling extended compliance needs. Harbor Compliance vs Swyft Filings is best weighed against your current size and anticipated growth trajectory.
What do users say about the ease of use in Harbor Compliance vs Swyft Filings platforms?
Users typically praise Swyft Filings for its user-friendly interface that simplifies the process of forming a business, making it a favorite among first-time entrepreneurs. Harbor Compliance, although featuring a more comprehensive platform, has a steeper learning curve but provides detailed features for managing ongoing compliance. Harbor Compliance vs Swyft Filings thus represents a choice between intuitive design and advanced functionalities.
How do file management and document tracking features compare in Harbor Compliance vs Swyft Filings?
Harbor Compliance offers advanced document tracking, automated reminders, and organized filing systems that help manage deadlines effectively. Swyft Filings simplifies the generation and storage of formation documents but may not provide the same level of document tracking for regulatory updates. When comparing Harbor Compliance vs Swyft Filings, businesses needing robust document management might lean towards Harbor Compliance.
What are the best use cases for choosing Harbor Compliance vs Swyft Filings?
Harbor Compliance is best suited for established businesses or those with multifaceted compliance requirements, such as obtaining multiple licenses and operating across several jurisdictions. Swyft Filings, on the other hand, serves startups or organizations primarily focused on fast and cost-effective business formation. Selecting between Harbor Compliance vs Swyft Filings should be guided by your specific operational and compliance needs.
How do Harbor Compliance vs Swyft Filings handle multi-jurisdictional filings and compliance updates?
Harbor Compliance excels in managing multi-jurisdictional filings with tailored support across different states and proactive regulatory update notifications. Swyft Filings tends to focus on basic filings largely centered on the initial formation process. Harbor Compliance vs Swyft Filings shows that for companies operating in several locations with complex compliance demands, Harbor Compliance may offer a more comprehensive solution.

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Conclusion

Swyft Filings and Harbor Compliance are both popular and top-rated companies that have made a lot of difference in the business world in the past few years. We shared this comparative guide to make your way easier while choosing the right option for yourself.

While doing our research, we have come up with a perspective that brands are not always helpful. You can go for the pricey and most popular company. But it is all about your company’s formation requirements. It is all about what they offer and what you need. Whether their offering is useful for your company or not, no matter how big their company or brand name is. We personally preferred ZenBusiness (LLC formation at $0 + state fees) for its vast services and packages at a very affordable price.

It is worth noting that both companies offer a satisfaction guarantee, so if you are not satisfied with their services, you might get a refund.

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