How to Start a Business in Oxford, MS – Useful Oxford Facts 2023

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Mississippi State

Start a Business in Oxford, MS: When it comes to starting a business, entrepreneurs must look for the place with the most potential. Whether a corporation, sole proprietorship, partnership, or LLC, having a business in Oxford, MS, is a plus for any entrepreneur. In general, setting up any form of business in Mississippi, US, is the initial step to building an international brand.

Entrepreneurs across the globe are interested in starting and expanding their businesses in Oxford, MS. With an urban population of 27662 (estimate), the city has a lot to offer to all emerging entrepreneurs. The main reason for this is the economic environment and flexibility of the business structure in Mississippi. Like most places in the US, Oxford, MS also offers business structures for all types of entrepreneurs; no matter what business you want to do, there’s a perfect solution for you. If you want to start limited liability company (LLC) or a corporation, or a sole proprietorship, Oxford, MS has a proper business environment for all.

How to Start a Business in Oxford, MS

In this article, you will read about how to start a business in Oxford and why you should choose Oxford to start and run your business. We recommend you check below the important facts about Oxford, MS; these might help you.

Oxford, MS Household Income Statistics

Oxford Median household income48566 USD
Oxford households with dual income earners54.7 %
Oxford households $150K+ Income13.1 %
Oxford households $100K+ Income22.1 %
Oxford households $100-150K Income9 %
Oxford households $75-100K+ Income8.7 %
Oxford households $50-75K+ Income18.6 %
Oxford households $35-50K+ Income11 %
Oxford households $25-35K+ Income8.5 %

Oxford, MS Education & Labor force Facts

Oxford residents with a bachelor’s degree (or equivalent)30.7 %
Oxford residents with at least a 4-year degree61.3 %
Oxford residents with a graduate degree30.6 %
Oxford residents with a high school diploma but no more14.6 %
Oxford residents with less than high school education5 %
Oxford residents with some college but no more19.1 %
Oxford residents with a Bachelor’s degree or higher (STEM fields)35.6 %
Oxford households that own (rather than rent) their residence43.5 %
Oxford residents 16 and older in the labor force62.9 %
Oxford residents unemployed4 %

Oxford, MS Demographics

Oxford residents aged 0-910.5 %
Oxford residents aged 10-1910.4 %
Oxford residents aged 20-2931.5 %
Oxford residents aged 30-3913.3 %
Oxford residents aged 40-499.9 %
Oxford residents aged 50-597.8 %
Oxford residents aged 60-698.2 %
Oxford residents aged 70-794.5 %
Oxford residents aged over 804 %
The average size of resident families in Oxford, MS3.11
Estimated population per square kilometer in Oxford, MS401
Oxford, MS urban population (estimate)27662
Oxford, MS municipal population (estimate)27662

Now that you know what makes Oxford of Mississippi good for business, let’s get started with the exact steps on how to start a business in Oxford.

How to Start a Business in Oxford, MS

Starting a business in Oxford, MS, needs planning, financial decisions, legal procedures, and a handful of other things. Be it a corporation, sole proprietorship, partnership, or LLC in Mississippi, you must go through the following steps. These steps are general steps. They are subject to change depending on the structure of your business.Generally, starting a Limited Liability Company is easy to form. Read our guide on how to start an LLC before you start your own business. Here are the steps to set up your business in Oxford.

Step 0: Decide on What Business to Start

Decide on What Business to Start

This is the first thing you work on, the type of business you want to start in Oxford. Depending on that, you need to make your business plan. Apart from the legal documentation and process, you must include the following points in your business plan,

  1. Through market research on demand trend
  2. Complete Budget plan – funding your business. If you’re planning to start an LLC, then take a look at the cost of LLC
  3. What competitors are doing
  4. SWOT Analysis – check what your Strengths, Weaknesses, Opportunities, and Threats are
  5. Your targeted buyers

Once you have the entire plan with you, you can continue working on the legal structure of your business. LLCBuddy will guide you through the legal process of forming an LLC for your business. It’s very likely that you have already done this step 0, so that we won’t go deep into this step, let’s move to step 1.

Step 1: Choose Your Business Structure

Choose Your Business Structure

The very first step after you decide on what type of business you want to start is to choose what type of business structure you want to form. You can form an LLC, a sole proprietorship, a corporation, or a partnership. Each type of structure has different rules and regulations. For example, if you want to start a Mississippi LLC, there are different types of tax and fee structures. An LLC formation is similar to forming a sole proprietorship. On the other hand, forming a corporation is much more complicated. The tax and fee structure is completely different in corporation formation.

Step 2: Name Your Business

Name Your Business

The next step in forming a business is to give it an appropriate name. Having a business name is not so easy task. You cannot pick a random name for your company. One has to follow proper naming guidelines before they name their company. Besides, before you settle a name, you must check if the name you are looking for is available to use. You can visit the official government site of Mississippi to do the Mississippi LLC name search before you pick the available name. Below are some of the naming rules you need to follow,

  1. You cannot name your business that has words or phrases like Bank, University, Government, or anything that can confuse people with a government sector. 
  2. If you are forming an LLC in Mississippi, then you must include words like “LLC,” “LC,” “LLC,” “Liability Company,” and “L.L.C.” If it is an LLP, then you must include “LLP” in your business name.
  3. The name should reflect the nature of your business. Any name that can confuse people should not be picked.
  4. You can check if the name of your company is available. Through the business name search process, you can search if the desired name is available for use or not.
  5. You can reserve your business name for a certain time before you form your business in Oxford, MS by filing a name reservation application.

The above-mentioned points are basic naming rules that all businesses have to follow while naming their company. As mentioned above, these rules are subjected to change depending on the structure of the business.

Step 3: Get a Registered Agent

Get a Registered Agent

A Registered Agent is a person who receives all types of legal and official documents on behalf of the business. Whether a suit against your company or formation-related documents from the state, a Mississippi LLC Registered Agent is responsible for receiving these documents at his/her official address. In general, anyone who has the right to conduct business in Oxford can be a registered agent. However, there are some requirements to becoming a registered agent.

  1. The person has to be 18+ years of age.
  2. Must be a citizen of the Mississippi
  3. Must have a physical street address in the Mississippi
  4. Must have legal rights to conduct business in the Mississippi

Anyone who fulfills the requirements can be a registered agent. Also, anyone from the company, your spouse, any relative, or yourself can be a registered agent. But, it is recommended that you hire a professional registered agent to look after your documentation. You can choose from the best LLC services that also offer registered agent for LLCs.

Step 4: Register Your Business

Register Your Business

The next step is to register your business under the Secretary of State, Mississippi. The Articles of Organization (or certificate of incorporation) of your company should be submitted online, by mail, in person, or by fax to the Mississippi SOS. You need to pay the state filing fee either by Credit Card or by check to the SOS while registering your business in the Oxford, MS. Your Mississippi LLC certificate of formation should have the following details about your business

  1. Company/Business name, address
  2. Registered Agent Name, address
  3. Member-managed or manager-managed (in case of LLC)
  4. Type of business

Depending on the type of business structure, you may have to add some more information to the formation document.

Step 5: Write the Operating Agreement

Write the Operating Agreement

An operating agreement is a document that has all the structural information of your business. In most states, it is not mandatory to create an operating agreement. However, it is highly recommended to have one as an internal document. This document records information such as,

  1. About Business
  2. Members and management
  3. Capital contribution
  4. Profit Distribution
  5. Change of membership
  6. Dissolution

In future, if any member wants to leave the company or you want to dissolve the business, then the Mississippi operating agreement has everything recorded, from clauses to contributions.

Step 6: Obtain EIN

Obtain EIN

EIN or Employer Identification Number is required to file taxes, open a business bank account, and if your business has employees. EIN can be obtained from IRS. It is a 9-digit number similar to Social Security Number. However, EIN is different from SSN. It is solely used for business purposes, especially for general tax filing. You have to fill out the form and submit it to the IRS website. It does not cost you anything to obtain EIN.

Step 7: Get Business Bank Accounts

Get Business Bank Accounts

Once you obtain the EIN for your business, you are free to open a business account in the US. Having a US business bank account can ease your business transactions in Oxford, MS. It increases your business credibility and liquidity. It will also be helpful for business loans.

Step 8: Create Your Business Website

Create Your Business Website

Business websites are as important as your business structure. It is necessary to have a catchy business website with all the information regarding your company. Along with the website, you need some more things. Things such as logos, business cards, business emails, domain names, and social media accounts are needed to promote your business. You can hire a professional business service to get all of these services under one roof.

Other Things to do After Starting Your Business

  1. Once your company is set in the Oxford, Mississippi, you need to file your taxes and apply for licenses (if needed).
  2. Apart from the license and permits, you need to get insurance for your business. Such as General Liability Insurance, Professional Liability Insurance, and Workers’ Compensation Insurance are some of the insurances you need to get if you are about to start an LLC.

Important Oxford Stats for Starting a Business

Before you start a business in Oxford, it is required that you know some facts about the city. Following are some of the stats to consider before starting a business.

Education & Employment

Oxford has a diverse population that comes from various educational backgrounds. There are students who haven’t finished their high-school education, whereas there are people who are more than just college graduates. Check the table (Education & Labor Force) for detailed data. From the data, it is clear that the city has enough educated and skilled people who can contribute to the labor force.


As we talk about the urban population density, the young population percentage in the city is approximately 31.5 (people in their 20s) and 13.3 (people in their 30s). This means that having any business that is new and tech-based might be profitable. The median age of the population in the city is 27.7. On the contrary, if anyone wants to start a business that is related to any old-age service, such as caregiver, primary old-age support, or something of a similar sort, then Oxford has approximately 4 (people in their 80s and above) percent of old people. Check out the table (Demography) above for more information.

Real Estate

Another important factor to mention about Oxford is the home value of owned properties. The average value of owned houses is 269624. Also, the percentage of people living in their own houses is 43.5. This reflects the real estate market of the city. For a metropolitan city, this is a considerable number.


It is inevitable that living in a big city is different from living in a town or a comparatively smaller city. It directly affects lifestyle and health. It is obvious that having health insurance is important, no matter which city or region you are residing in. But there are people in Oxford who still do not have health insurance. The rate of people not having health insurance is 9.4. This depicts the lifestyle and overall health demography of Oxford. As you plan to start your business in this city, you must consider this stat as well.

Income & Lifestyle

The income pattern of the people in this city is given in the table (Income) above. In Oxford, a part of the population has a dual family income that reflects a better standard of living. As in, people have more than one source of income. The table above shows the income percentage of various slabs.

Also Check – How to Start Business In Garfield Heights, OH

Reasons to Start a Business in Oxford

Oxford offers a bunch of business-friendly services for entrepreneurs. A proper business environment, skilled labor, tax advances, deductions, and much more are awaiting if you are interested in starting your business in Oxford. Here are some of the reasons,

Stable Economic Growth

Oxford or any other city in Mississippi has stable economic growth and an environment that helps any business to grow successfully. The economic structure of Mississippi shows not only balanced but also a sustainable condition of economic growth, which in turn triggers the businesses to flourish in the state.

Minimize Personal Liabilities of the Entrepreneur

If you’re considering starting an LLC in Oxford, then it will be your best choice. An LLC protects your personal assets and minimizes your personal liabilities. This is one of the many reasons why having an LLC in Oxford is a wise choice. Also, if you are opting for an LLC, the tax deductions will be more than having a corporation.

Federal and State Tax Relaxation

There is a series of federal taxes that an entrepreneur has to pay when operating a business in the US. Depending on the state your company is located in, the state taxes are being imposed. For an LLC, both of these taxes are much lower compared to other business structures. Along with tax impositions, some tax deductions (state-wise) lower the filing fees and other government charges. Check out the Mississippi LLC tax structure to know more about the tax structures for LLCs in the state.

Government Incentives for Entrepreneurs

Federal and state governments in the US ensure that entrepreneurs get a proper business environment in the state or city they are operating their business. The government provides a few incentives to the business holders in Mississippi or any other state. That means if you are operating any business in Oxford, then Mississippi State will provide an incentive for creating jobs, contributing to the state’s GDP, and/or balancing the state’s tax structure.

Low Corporate and Other Business Taxes

Corporations and other business structures (except for an LLC) are liable to pay a corporate tax in Mississippi. Also, there is a Sales Tax that all businesses, including LLCs, have to pay. However, the rate of taxes is very low. Besides, as the businesses receive incentives, the tax burden gets lower.

Skilled Labour & Quality Manpower

In Oxford, it is easy to hire employees for your business. They are not only skilled but also well-educated to help your business grow. As mentioned above, the 62.9 is the percentage of labour participation. Hence, it is clear that having a business in Oxford will make a lot of difference to the existing labor force.

Demand for New Market and Industry

In Oxford, Mississippi, there is an uprising demand for new industries and new markets. Entrepreneurs who are willing to start a business in any of the cities of any state are given enough opportunities to stay in business. Business licensing, tax deductions, incentives, and relaxation of business taxes are some of the benefits that encourage start-ups and budding entrepreneurs to start their own businesses in Oxford.

If we follow the US Data, the median value of commute time for the residents to their work is approximately 21.5. If you are starting a business here, you must keep in mind that commutation can be a point to consider.

Intellectual Property Protection

The US government receives roughly more than 1 million applications for IPR every year. The federal government makes sure that there is no infringement of any patent or property rights. It does not matter which city in which state you are running your business. The rule of Intellectual Property Protection is the same for all. If you have a foreign business in the US, then you might get more benefits under the IPR act.

Other Benefits

Oxford (aka ) is ranked at 3 in terms of importance. Apart from the above mentioned reasons, there are some other benefits that businesses enjoy in Oxford. For example, technological advancement, a stable political environment, renewable resources, sustainable non-renewable resources, and some more benefits make things easier for entrepreneurs to start and run their businesses. According to US Data, the percentage of young people in Oxford is 13.3. Hence, it would be great to start a business that is related to tech here as you might get a good number of clients.

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How Fast Can You Start Business In Oxford Mississippi

Whether you are thinking of starting a business in Oxford, Mississippi or another city, it is important to know the rules of the game before you embark on your entrepreneurial venture. In fact, there are a number of helpful resources available to you, including the Small Business Development Center (MBDC) at the University of Mississippi. They provide a wealth of resources to entrepreneurs, including training, workshops, and consulting services.

In addition, the MBDC offers a website that is specifically designed for entrepreneurs. The website has an easy-to-use business plan generator and other tools that can help you create a business plan for your new enterprise. In addition, the center offers free business counseling and financial grants information.

You will also want to make use of the business name database available through the Mississippi Secretary of State. This resource can tell you if a name is available for your business. It is also important to choose a name that is unique. It is also important to make sure that the name is valid for at least five years. This is not only a legal requirement, but also a way to protect yourself from any legal hazards.

Another way to find out if a business name is available is to check with the local city or county. If you are starting a restaurant, you will need to obtain a liquor license. It is also important to find out if you need a reseller’s license if you are running a pawn shop.

In addition to a good name, there are many other steps you will need to take before you can open your doors to the public. For example, if you are opening a business in Oxford, MS, you will need to get an ISO agent. An ISO agent can help you with credit card processing, securing your online presence, and streamlining your business operations. They can also help you set up your business for contactless payments and other innovative business solutions.

In addition, it is important to know that you will need to file a federal tax identification number. This number is like a social security number for your business. You will need this number to apply for a bank account, handle your payroll, and file your taxes. The EIN application can be completed online or by mail.

Lastly, you will need to do some research on the market for the product or service you are offering. This can be done with surveys, focus groups, or SEO research. You will also want to consider the demographics of the area you are opening your business in. Knowing who will be your ideal customer is essential to creating a successful marketing plan.

Finally, a business plan is a great way to measure your success and find funding. The plan should include a financial plan that details how much money you need to start your business. You should also include an estimate of how much money you need to earn over a year’s time. This information can help you decide which funding source is best for you.

FAQ About Oxford, MS

Is it hard to start a small business in Oxford, MS?

If you have the correct concept, Oxford, MS is an excellent spot to launch a small company. Small enterprises have several chances in this thriving metropolis. Finding an untapped niche is one of the finest methods to launch a small company.

What business makes money the fastest in Oxford, MS?

Choose a company that is well-liked and in demand in Oxford, MS, if you want to start making money more quickly. Enterprises that may expand more quickly than others in Oxford, MS include food businesses, dog trainers, and personal trainers.

Is a business license required in Oxford, MS?

All sorts of enterprises should consider Oxford, MS. You may wonder what is necessary if you are considering opening a company in Oxford. Do I need a business license to operate in Oxford? Yes, Oxford, MS requires a business license.

Will house prices go down in Oxford, MS?

It is difficult to predict what will happen next in the real estate industry in Oxford, MS. Because of the industry’s volatility, prices often rise in the absence of an outside economic shock. If an adverse economic situation arises, it can decline.

What makes Oxford, MS rich?

Oxford, MS’s economy has significantly matured recently. The factor that not only makes Oxford wealthy but also expands over time is the service industry. Anyone looking to launch their own company is welcome in the city.

How do you set up an LLC in Oxford, MS yourself?

Choosing the right sort of LLC to create is the first step in creating your own LLC in Oxford, MS. You must submit the Formation paperwork to the Secretary of State if you wish to create a single-member LLC.

How much does it cost to create an LLC in Oxford, MS?

Obtaining an LLC in Oxford, MS is not as costly as many people believe. A Oxford LLC registration costs as low as $155 if you already have a name. Using a DBA or other fictitious name, you may also form an LLC in Oxford.

What business can I start with $1000 in Oxford, MS?

In Oxford, MS, you might start a company with $1000 that provides a service to customers who are interested in local news. You may provide a daily email service listing the top five events taking place in the city.

Do businesses pay taxes in Oxford, MS?

Yes, some companies in Oxford, MS, must pay taxes. You may be required to pay taxes to both the state and the federal government, depending on the nature of your firm. Depending on the kind of company you run.

Does Oxford, MS have income tax?

Taxes on company revenue in Oxford, MS, are not a concern if you form an LLC. On your LLC revenue, you just have to pay federal income tax, as well as state income tax (if applicable).

What are 3 disadvantages of an LLC in Oxford, MS?

In Oxford, MS, having an LLC means you have to pay self-employment tax along with income tax. Besides, LLCs are liable to pay filing fees that are more than the fees of sole proprietorships. LLCs are more complex than running a sole proprietorship company.

Is Oxford, MS LLC friendly?

The city of Oxford, MS, is regarded as being welcoming to LLCs. The many benefits offered to businesses are the cause. Additionally, Oxford, MS offers tax breaks and business loans to new businesses.

Is it cheaper to live in Oxford, MS or Houston?

Houston’s cost of living is higher than Oxford, MS’s. Oxford is a more cost-effective city to reside because of its reduced cost of living. Houston may be more cost-effective from a business standpoint for certain people, however. Depending on the person, it is quite relative.

In Oxford, MS What can an LLC write off on taxes?

An LLC in Oxford, MS, is able to deduct certain taxes. Some of these include company insurance, office supplies, mileage for business trips, automobile expenditures, home office costs, and many more. For further information, contact your neighborhood tax office.

Does Oxford, MS require small business insurance?

You may be a small business owner in Oxford, MS who is unsure if you need insurance for your company. Yes, that’s the solution. Small business insurance is a form of commercial insurance that addresses various company risks. Property loss, legal responsibility, and business disruption are some of these hazards.

Can I run a business from my home in Oxford, MS?

In Oxford, MS, operating a company from home is absolutely legal. To operate a home-based business in Oxford, MS, you may need a specific business license from the local government. To get such licenses, get in touch with your local government.

Is Oxford, MS good for startups?

If you’re looking for a place to start a company, Oxford, MS, is a great place to go. Startups have access to a wealth of resources, not to mention tax advantages. For business owners, there are a number of excellent networking chances.

How long does an LLC last in Oxford, MS?

An LLC in Oxford, MS lasts as long as you maintain the company and it is in operation. One has to renew the LLC in Oxford, MS on time to prevent it from being shut down.

How much does it cost to start a small business in Oxford, MS?

The cost of starting a small business in Oxford, MS varies depending on the type of business you are starting. Some of the more popular small business ideas in Oxford are restaurants, coffee shops, and bars. If you are starting an LLC, the cost in Oxford, MS is $155.

Why you shouldn’t move to Oxford, MS?

The only reason why you shouldn’t move to Oxford, MS is your business. You shouldn’t relocate to Oxford if you can’t discover the greatest atmosphere there for your firm. You shouldn’t relocate if Oxford can’t help you find purchasers for your company.

Is moving to Oxford, MS a good idea?

You are free to relocate to Oxford, MS. It’s not a terrible concept. Small company owners and entrepreneurs have a lot to choose from in the city. Oxford has a wealth of options that you may use to launch your own company.

What is needed to sell in Oxford, MS?

If there is a need for your goods, selling it in Oxford, MS, can be an excellent idea. A solid sales strategy, an understanding of your competition, a familiarity with prospective customers, and product promotion are all necessary for the successful sale of your goods.

How much is a seller’s permit in Oxford, MS?

A seller’s permit is a license that the city or county issues. It enables the seller to do business in Oxford. Anyone selling goods in a public area must have a seller’s permission. In Oxford, MS, the permit is legitimate for a certain amount of time.

What business are moving to Oxford, MS?

Oxford, MS, is continuing to attract several well-known enterprises including eateries, hotels, designer clothing stores, and so on. Having major brands in Oxford is more likely as the economy expands.

Why is Oxford, MS so popular?

The reason for Oxford, MS to become so popular is the rich culture, population, and art of the city. Though it is a business city, however, the rich culture, people, and education make people come to Oxford.

How do I protect my business name in Oxford, MS?

To prevent others from using your company name, you need register it with Oxford, MS. The secretary of state will accept your company name registration. You must pay the reservation cost and may only register your company name for a limited period of time.

How hard is it to get funding for startup in Oxford, MS?

It is hard to get funding for a startup in Oxford, MS. Oxford is home to several fantastic entrepreneurs that are in need of funding. The good news is that financing options are many. The bad news is that the competition is fierce, and the funding is limited.

Is it better to rent or buy in Oxford, MS?

Oxford is a vibrant city with a lot to offer, but the rent there is among the highest in the nation. So, in Oxford, MS, which is better—renting or buying? Whether a person intends to make long-term or short-term investments relies on their investing strategy.

Is Oxford, MS a good place to start a business?

Oxford, MS, is a vibrant city with a rich culture. Its economy is growing, its cost of living is cheap, and it boasts a rising economy. The city is also well-known for its environmental activities and is home to a large number of green businesses. A company may be launched successfully in Oxford.

Is LLC free in Oxford, MS?

An LLC in Oxford, MS is not absolutely free. There is a minimum filing fee everyone has to pay to the State. For some states, there is a tax deduction on the state filing fee. Hence, you can get a free LLC.

How long does it take to register a business in Oxford, MS?

The process of registering a business in Oxford, MS is not a complicated one. There are a few steps to take care of before you can get started. It takes a day to register your business in Oxford, MS if you’re filing online.

How fast can I create an LLC in Oxford, MS?

You can create your LLC in just a few steps. First, you need to file the formation documents with the Secretary of State. Next, you need to find and hire a registered agent. Finally, we’ll need to file your Operating Agreement with the Secretary of State.

What is a LLC in Oxford, MS?

In Oxford, MS, an LLC is a sort of company organization that combines elements of both a sole proprietorship and a partnership. Although pass-through taxes exists, LLCs do not have double taxation. Consequently, consumers may make significant financial savings.

What is required to run a business in Oxford, MS?

If you wish to operate a company in Oxford, MS, you’ll need a few things. Obtain a solid business strategy first. Then, look at what your rivals are doing and who your customers are. After you have finished your research, register your firm with the state and launch it.

What is the easiest business to start in Oxford, MS?

The fast food industry would make a terrific choice if you’re looking to launch the simplest company in Oxford, MS. You may purchase a kiosk or, better yet, a truck and offer foods like burgers, waffles, rolls, and wraps. Anyone may start this company with relative ease.

In Conclusion

Starting a business in Oxford is not only easy but also profitable. A large portion of the US and even people from other countries are registering their business in the US for intercontinental brand building. Besides, Mississippi has a sustainable economic atmosphere that is enough to encourage newbies to start and run their businesses in Oxford, MS.

About Author & Editorial Staff

Steve Goldstein, founder of LLCBuddy, is a specialist in corporate formations, dedicated to guiding entrepreneurs and small business owners through the LLC process. LLCBuddy provides a wealth of streamlined resources such as guides, articles, and FAQs, making LLC establishment seamless. The diligent editorial staff makes sure content is accurate, up-to-date information on topics like state-specific requirements, registered agents, and compliance. Steve's enthusiasm for entrepreneurship makes LLCBuddy an essential and trustworthy resource for launching and running an LLC.

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