Start a Business in Cedar Rapids, IA: When it comes to starting a business, entrepreneurs must look for the place with the most potential. Whether a corporation, sole proprietorship, partnership, or LLC, having a business in Cedar Rapids, IA, is a plus for any entrepreneur. In general, setting up any form of business in Iowa, US, is the initial step to building an international brand.
Entrepreneurs across the globe are interested in starting and expanding their businesses in Cedar Rapids, IA. With an urban population of 188618 (estimate), the city has a lot to offer to all emerging entrepreneurs. The main reason for this is the economic environment and flexibility of the business structure in Iowa. Like most places in the US, Cedar Rapids, IA also offers business structures for all types of entrepreneurs; no matter what business you want to do, there’s a perfect solution for you. If you want to start limited liability company (LLC) or a corporation, or a sole proprietorship, Cedar Rapids, IA has a proper business environment for all.
In this article, you will read about how to start a business in Cedar Rapids and why you should choose Cedar Rapids to start and run your business. We recommend you check below the important facts about Cedar Rapids, IA; these might help you.
On this page, you’ll learn about the following:
- Cedar Rapids, IA Household Income Statistics
- Cedar Rapids, IA Education & Labor force Facts
- Cedar Rapids, IA Demographics
- How to Start a Business in Cedar Rapids, IA
- Other Things to do After Starting Your Business
- Important Cedar Rapids Stats for Starting a Business
- Reasons to Start a Business in Cedar Rapids
- FAQ About Cedar Rapids, IA
Cedar Rapids, IA Household Income Statistics
|Cedar Rapids Median household income||60787 USD|
|Cedar Rapids households with dual income earners||57.6 %|
|Cedar Rapids households $150K+ Income||10.6 %|
|Cedar Rapids households $100K+ Income||25.1 %|
|Cedar Rapids households $100-150K Income||14.5 %|
|Cedar Rapids households $75-100K+ Income||15 %|
|Cedar Rapids households $50-75K+ Income||19.8 %|
|Cedar Rapids households $35-50K+ Income||14.5 %|
|Cedar Rapids households $25-35K+ Income||9.4 %|
Cedar Rapids, IA Education & Labor force Facts
|Cedar Rapids residents with a bachelor’s degree (or equivalent)||22.9 %|
|Cedar Rapids residents with at least a 4-year degree||32.8 %|
|Cedar Rapids residents with a graduate degree||9.9 %|
|Cedar Rapids residents with a high school diploma but no more||26.2 %|
|Cedar Rapids residents with less than high school education||6.4 %|
|Cedar Rapids residents with some college but no more||34.5 %|
|Cedar Rapids residents with a Bachelor’s degree or higher (STEM fields)||45 %|
|Cedar Rapids households that own (rather than rent) their residence||70.1 %|
|Cedar Rapids residents 16 and older in the labor force||68.7 %|
|Cedar Rapids residents unemployed||3.9 %|
Cedar Rapids, IA Demographics
|Cedar Rapids residents aged 0-9||12.1 %|
|Cedar Rapids residents aged 10-19||12.9 %|
|Cedar Rapids residents aged 20-29||15.6 %|
|Cedar Rapids residents aged 30-39||14.2 %|
|Cedar Rapids residents aged 40-49||11.8 %|
|Cedar Rapids residents aged 50-59||11.7 %|
|Cedar Rapids residents aged 60-69||10.7 %|
|Cedar Rapids residents aged 70-79||6.4 %|
|Cedar Rapids residents aged over 80||4.6 %|
|The average size of resident families in Cedar Rapids, IA||3|
|Estimated population per square kilometer in Cedar Rapids, IA||712|
|Cedar Rapids, IA urban population (estimate)||188618|
|Cedar Rapids, IA municipal population (estimate)||133125|
Now that you know what makes Cedar Rapids of Iowa good for business, let’s get started with the exact steps on how to start a business in Cedar Rapids.
How to Start a Business in Cedar Rapids, IA
Starting a business in Cedar Rapids, IA, needs planning, financial decisions, legal procedures, and a handful of other things. Be it a corporation, sole proprietorship, partnership, or LLC in Iowa, you must go through the following steps. These steps are general steps. They are subject to change depending on the structure of your business.Generally, starting a Limited Liability Company is easy to form. Read our guide on how to start an LLC before you start your own business. Here are the steps to set up your business in Cedar Rapids.
Step 0: Decide on What Business to Start
This is the first thing you work on, the type of business you want to start in Cedar Rapids. Depending on that, you need to make your business plan. Apart from the legal documentation and process, you must include the following points in your business plan,
- Through market research on demand trend
- Complete Budget plan – funding your business. If you’re planning to start an LLC, then take a look at the cost of LLC
- What competitors are doing
- SWOT Analysis – check what your Strengths, Weaknesses, Opportunities, and Threats are
- Your targeted buyers
Once you have the entire plan with you, you can continue working on the legal structure of your business. LLCBuddy will guide you through the legal process of forming an LLC for your business. It’s very likely that you have already done this step 0, so that we won’t go deep into this step, let’s move to step 1.
Step 1: Choose Your Business Structure
The very first step after you decide on what type of business you want to start is to choose what type of business structure you want to form. You can form an LLC, a sole proprietorship, a corporation, or a partnership. Each type of structure has different rules and regulations. For example, if you want to start a Iowa LLC, there are different types of tax and fee structures. An LLC formation is similar to forming a sole proprietorship. On the other hand, forming a corporation is much more complicated. The tax and fee structure is completely different in corporation formation.
Step 2: Name Your Business
The next step in forming a business is to give it an appropriate name. Having a business name is not so easy task. You cannot pick a random name for your company. One has to follow proper naming guidelines before they name their company. Besides, before you settle a name, you must check if the name you are looking for is available to use. You can visit the official government site of Iowa to do the Iowa LLC name search before you pick the available name. Below are some of the naming rules you need to follow,
- You cannot name your business that has words or phrases like Bank, University, Government, or anything that can confuse people with a government sector.
- If you are forming an LLC in Iowa, then you must include words like “LLC,” “LC,” “LLC,” “Liability Company,” and “L.L.C.” If it is an LLP, then you must include “LLP” in your business name.
- The name should reflect the nature of your business. Any name that can confuse people should not be picked.
- You can check if the name of your company is available. Through the business name search process, you can search if the desired name is available for use or not.
- You can reserve your business name for a certain time before you form your business in Cedar Rapids, IA by filing a name reservation application.
The above-mentioned points are basic naming rules that all businesses have to follow while naming their company. As mentioned above, these rules are subjected to change depending on the structure of the business.
Step 3: Get a Registered Agent
A Registered Agent is a person who receives all types of legal and official documents on behalf of the business. Whether a suit against your company or formation-related documents from the state, a Iowa LLC Registered Agent is responsible for receiving these documents at his/her official address. In general, anyone who has the right to conduct business in Cedar Rapids can be a registered agent. However, there are some requirements to becoming a registered agent.
- The person has to be 18+ years of age.
- Must be a citizen of the Iowa
- Must have a physical street address in the Iowa
- Must have legal rights to conduct business in the Iowa
Anyone who fulfills the requirements can be a registered agent. Also, anyone from the company, your spouse, any relative, or yourself can be a registered agent. But, it is recommended that you hire a professional registered agent to look after your documentation. You can choose from the best LLC services that also offer registered agent for LLCs.
Step 4: Register Your Business
The next step is to register your business under the Secretary of State, Iowa. The Articles of Organization (or certificate of incorporation) of your company should be submitted online, by mail, in person, or by fax to the Iowa SOS. You need to pay the state filing fee either by Credit Card or by check to the SOS while registering your business in the Cedar Rapids, IA. Your Iowa LLC certificate of formation should have the following details about your business
- Company/Business name, address
- Registered Agent Name, address
- Member-managed or manager-managed (in case of LLC)
- Type of business
Depending on the type of business structure, you may have to add some more information to the formation document.
Step 5: Write the Operating Agreement
An operating agreement is a document that has all the structural information of your business. In most states, it is not mandatory to create an operating agreement. However, it is highly recommended to have one as an internal document. This document records information such as,
- About Business
- Members and management
- Capital contribution
- Profit Distribution
- Change of membership
In future, if any member wants to leave the company or you want to dissolve the business, then the Iowa operating agreement has everything recorded, from clauses to contributions.
Step 6: Obtain EIN
EIN or Employer Identification Number is required to file taxes, open a business bank account, and if your business has employees. EIN can be obtained from IRS. It is a 9-digit number similar to Social Security Number. However, EIN is different from SSN. It is solely used for business purposes, especially for general tax filing. You have to fill out the form and submit it to the IRS website. It does not cost you anything to obtain EIN.
Step 7: Get Business Bank Accounts
Once you obtain the EIN for your business, you are free to open a business account in the US. Having a US business bank account can ease your business transactions in Cedar Rapids, IA. It increases your business credibility and liquidity. It will also be helpful for business loans.
Step 8: Create Your Business Website
Business websites are as important as your business structure. It is necessary to have a catchy business website with all the information regarding your company. Along with the website, you need some more things. Things such as logos, business cards, business emails, domain names, and social media accounts are needed to promote your business. You can hire a professional business service to get all of these services under one roof.
Other Things to do After Starting Your Business
- Once your company is set in the Cedar Rapids, Iowa, you need to file your taxes and apply for licenses (if needed).
- Apart from the license and permits, you need to get insurance for your business. Such as General Liability Insurance, Professional Liability Insurance, and Workers’ Compensation Insurance are some of the insurances you need to get if you are about to start an LLC.
Important Cedar Rapids Stats for Starting a Business
Before you start a business in Cedar Rapids, it is required that you know some facts about the city. Following are some of the stats to consider before starting a business.
Education & Employment
Cedar Rapids has a diverse population that comes from various educational backgrounds. There are students who haven’t finished their high-school education, whereas there are people who are more than just college graduates. Check the table (Education & Labor Force) for detailed data. From the data, it is clear that the city has enough educated and skilled people who can contribute to the labor force.
As we talk about the urban population density, the young population percentage in the city is approximately 15.6 (people in their 20s) and 14.2 (people in their 30s). This means that having any business that is new and tech-based might be profitable. The median age of the population in the city is 36.5. On the contrary, if anyone wants to start a business that is related to any old-age service, such as caregiver, primary old-age support, or something of a similar sort, then Cedar Rapids has approximately 4.6 (people in their 80s and above) percent of old people. Check out the table (Demography) above for more information.
Another important factor to mention about Cedar Rapids is the home value of owned properties. The average value of owned houses is 144238. Also, the percentage of people living in their own houses is 70.1. This reflects the real estate market of the city. For a metropolitan city, this is a considerable number.
It is inevitable that living in a big city is different from living in a town or a comparatively smaller city. It directly affects lifestyle and health. It is obvious that having health insurance is important, no matter which city or region you are residing in. But there are people in Cedar Rapids who still do not have health insurance. The rate of people not having health insurance is 4.6. This depicts the lifestyle and overall health demography of Cedar Rapids. As you plan to start your business in this city, you must consider this stat as well.
Income & Lifestyle
The income pattern of the people in this city is given in the table (Income) above. In Cedar Rapids, a part of the population has a dual family income that reflects a better standard of living. As in, people have more than one source of income. The table above shows the income percentage of various slabs.
Similar Read – How to Start Business In Erie, PA
Reasons to Start a Business in Cedar Rapids
Cedar Rapids offers a bunch of business-friendly services for entrepreneurs. A proper business environment, skilled labor, tax advances, deductions, and much more are awaiting if you are interested in starting your business in Cedar Rapids. Here are some of the reasons,
Stable Economic Growth
Cedar Rapids or any other city in Iowa has stable economic growth and an environment that helps any business to grow successfully. The economic structure of Iowa shows not only balanced but also a sustainable condition of economic growth, which in turn triggers the businesses to flourish in the state.
Minimize Personal Liabilities of the Entrepreneur
If you’re considering starting an LLC in Cedar Rapids, then it will be your best choice. An LLC protects your personal assets and minimizes your personal liabilities. This is one of the many reasons why having an LLC in Cedar Rapids is a wise choice. Also, if you are opting for an LLC, the tax deductions will be more than having a corporation.
Federal and State Tax Relaxation
There is a series of federal taxes that an entrepreneur has to pay when operating a business in the US. Depending on the state your company is located in, the state taxes are being imposed. For an LLC, both of these taxes are much lower compared to other business structures. Along with tax impositions, some tax deductions (state-wise) lower the filing fees and other government charges. Check out the Iowa LLC tax structure to know more about the tax structures for LLCs in the state.
Government Incentives for Entrepreneurs
Federal and state governments in the US ensure that entrepreneurs get a proper business environment in the state or city they are operating their business. The government provides a few incentives to the business holders in Iowa or any other state. That means if you are operating any business in Cedar Rapids, then Iowa State will provide an incentive for creating jobs, contributing to the state’s GDP, and/or balancing the state’s tax structure.
Low Corporate and Other Business Taxes
Corporations and other business structures (except for an LLC) are liable to pay a corporate tax in Iowa. Also, there is a Sales Tax that all businesses, including LLCs, have to pay. However, the rate of taxes is very low. Besides, as the businesses receive incentives, the tax burden gets lower.
Skilled Labour & Quality Manpower
In Cedar Rapids, it is easy to hire employees for your business. They are not only skilled but also well-educated to help your business grow. As mentioned above, the 68.7 is the percentage of labour participation. Hence, it is clear that having a business in Cedar Rapids will make a lot of difference to the existing labor force.
Demand for New Market and Industry
In Cedar Rapids, Iowa, there is an uprising demand for new industries and new markets. Entrepreneurs who are willing to start a business in any of the cities of any state are given enough opportunities to stay in business. Business licensing, tax deductions, incentives, and relaxation of business taxes are some of the benefits that encourage start-ups and budding entrepreneurs to start their own businesses in Cedar Rapids.
If we follow the US Data, the median value of commute time for the residents to their work is approximately 18. If you are starting a business here, you must keep in mind that commutation can be a point to consider.
Intellectual Property Protection
The US government receives roughly more than 1 million applications for IPR every year. The federal government makes sure that there is no infringement of any patent or property rights. It does not matter which city in which state you are running your business. The rule of Intellectual Property Protection is the same for all. If you have a foreign business in the US, then you might get more benefits under the IPR act.
Cedar Rapids (aka ) is ranked at 2 in terms of importance. Apart from the above mentioned reasons, there are some other benefits that businesses enjoy in Cedar Rapids. For example, technological advancement, a stable political environment, renewable resources, sustainable non-renewable resources, and some more benefits make things easier for entrepreneurs to start and run their businesses. According to US Data, the percentage of young people in Cedar Rapids is 14.2. Hence, it would be great to start a business that is related to tech here as you might get a good number of clients.
Similar Read – How to Start Business In Muscatine, IA
Why Start Business In Cedar Rapids Iowa
Whether you’re looking for a new business opportunity or you’re a business owner with an existing company, Cedar Rapids, Iowa is the place for you. This eastern Iowa community has a stable economy and a diverse population. With low taxes, plenty of resources, and plenty of potential for business growth, Cedar Rapids is a perfect place to start a new business.
If you’re looking to start a business in Cedar Rapids, Iowa, you should consider the many incentives offered by the city. There are a number of initiatives to support the growth of new businesses in the city, such as the Cedar Rapids Startup Accelerator, which provides business owners with everything they need to start their own business, including seed money.
Cedar Rapids is also home to the DeltaV program, which trains teachers to teach computer science. This program is designed to fill the pipeline of high-skill workers in the city, and it’s one of the many initiatives that NewBoCo has launched to encourage entrepreneurship and economic growth in Cedar Rapids.
Cedar Rapids is also home to many successful companies, including the aforementioned Transamerica and Quaker Oats. Many of these companies have evolved into industry leaders, and are continuing the tradition of Cedar Rapids. For businesses in need of a new home, the city has plenty of available office space and land that’s ready to be developed.
There are a number of incentives available to new businesses, including tax deductions and a relaxing business tax structure. Iowa State also provides incentives for businesses that create jobs, and contribute to the state’s GDP.
The Economic Development Alliance is an important resource for growing the city as a community. The Alliance partners with businesses, local governments, and organizations to promote pro-business policies and initiatives. The Alliance provides demographic data, trade figures, site location assistance, and relocation assistance to businesses looking to relocate to the metro area. Among the organizations that partner with the Alliance are the U.S. Chamber of Commerce and the Iowa Chamber Alliance.
The city of Cedar Rapids is also home to many nonprofit organizations, including NewBoCo, which is devoted to supporting entrepreneurship. The group also offers relocation assistance, business support, and customized activities for local businesses.
Cedar Rapids is also home to Corridor Angel Investors, a group that connects new business owners with individual investors. These investors are invested in the success of new businesses, and the program provides a platform for business owners to pitch their business to investors.
Cedar Rapids is home to many resources, including the Downtown Facade Improvement Program, which is designed to make downtown storefronts more welcoming. In addition, the city has a vibrant community, which is characterized by people who are eager to work, creative, and motivated. In fact, Cedar Rapids was named one of the top two cities in the country for business, based on its strong business infrastructure.
Starting a business in Cedar Rapids, Iowa is an easy process. However, there are a number of requirements and legal procedures to complete before you can actually begin operating your business. Depending on your business’ structure, there may be additional requirements to meet.
FAQ About Cedar Rapids, IA
Many factors make Cedar Rapids, IA, a well-liked city. Despite being a corporate metropolis, Cedar Rapids offers a vibrant arts and cultural scene. In addition, the city’s economy has grown tremendously in recent years. It is gaining recognition as one of the top places for startups.
Unfortunately, LLCs cannot be formed for absolutely free in Cedar Rapids, IA. You must pay a state filing fee to the IA Secretary of State. You can be your own registered agent; hence, you can save money here.
Any company that is easier to start in Cedar Rapids, IA is one that costs less to do so. You also need to consider the pricing and whether or not there is a demand for the product or service. Dog walkers, personal trainers, food trucks, and home bakers may all be excellent choices.
Some of the unusual company concepts in Cedar Rapids, IA include pet sitting, virtual interior design, and online pet grooming consultations. Try these original ideas as a starting point if you want to open a company in Cedar Rapids, IA. Additionally, you may try selling handcrafted home décor.
There are now over a thousand unicorn enterprises in existence. Unicorns are also can be seen in Cedar Rapids, IA. In contrast to other cities, the number is mediocrely excellent.
A general business license is required to start a business in Cedar Rapids, IA. Cedar Rapids may have various standards and regulations, depending on the kind of company. To find out the requirements for business licenses in Cedar Rapids, IA, contact the local authorities.
Creating a business plan should be your first step when starting a company in Cedar Rapids, IA. You may start a company with ease if you have a strategy for it. That is the first thing you must do before starting a company.
When you have this question that where to live in Cedar Rapids, IA then find the place best fitted for your job/business. Depending on the targeted buyers you have for your business, you can choose the area to live in Cedar Rapids, IA.
You must complete the online SS-4 for an EIN number form in order to receive an EIN number in Cedar Rapids, IA. Once finished, print the application and send it to the IRS. The IRS will get in touch with you if they have any more questions after they’ve received your application.
In Cedar Rapids, IA, every small company must have certain policies. The workers’ health and safety policy is among the most popular ones. The employee code of conduct, complaint, vacancy & time-off, and employee disciplinary rules are a few further regulations.
Creating an LLC is a fantastic method to launch your own company. Your LLC must, however, be renewed annually. Ensure that you do it before the deadline if you’re in Cedar Rapids, IA. In order to prevent any discrepancies, you must renew your LLC before the deadline.
You can start a business with no money (zero investment) in the Cedar Rapids, IA. However, you might have to pay some government fees, such as filing fees and license fees. You need to check with the local authorities for details.
An LLC is beneficial in Cedar Rapids, IA. The state provides a variety of advantages for business owners, which is why. For startups, it provides tax advantages, quick company financing, employment advantages, and other perks.
It is not bad if you’re earning $18 an hour in Cedar Rapids, IA. It is good to go if you have a small business, especially if you run an LLC. It does not take much money to start and maintain an LLC in Cedar Rapids, IA.
Anyone qualified to do business in Cedar Rapids, IA is eligible to be a registered agent there. An assigned registered agent must be named in each LLC in Cedar Rapids, IA to receive the paperwork. In your LLC, you are free to act as your own registered agent.
A city in the state of Iowa is called Cedar Rapids. It’s true that Cedar Rapids, IA requires a business license. Prior to starting a company, you must get a license. Cedar Rapids, IA, is where you get the license. Numerous enterprises are available in Cedar Rapids.
Yes, you may operate your own company from your Cedar Rapids, IA, home. Not all enterprises can, however, be run from home. To find out whether you need a license to run your home-based company in Cedar Rapids, check with the appropriate authorities.
Cedar Rapids, IA’s economy has recently seen significant growth. The industry that contributes to Cedar Rapids’s wealth and continued expansion is the service sector. Aiming business owners who want to launch their own company are welcome in the city.
In order to operate your company in Cedar Rapids, IA, you must get the necessary permissions. Additionally, you need to register your company with the FL Secretary of State. Make sure you have a solid business strategy before you launch your Cedar Rapids, IA, venture.
It takes some preparation to run a company in Cedar Rapids, IA. Make sure you have these 5 items before you begin starting a company in Cedar Rapids, IA. A business needs the following: 1. A business plan; 2. A company name; 3. Money; 4. Permits; and 5. A marketing strategy.
An LLC in Cedar Rapids, IA is unquestionably a stronger commercial venture than other forms of enterprise. But starting a single proprietorship would be preferable than establishing an LLC. Because sole proprietorships have lower tax obligations while being identical to LLCs, this is the explanation.
It’s difficult to predict what will happen next in the Cedar Rapids, IA, real estate market. This is a dynamic sector, and without an outside economic shock, prices usually increase. If a change in the economy happens, it may decline.
If you have the correct concept, Cedar Rapids, IA is a fantastic spot to launch a small company. There are many prospects for small enterprises in this thriving metropolis. Finding a niche that is not currently crowded is one of the finest methods to launch a small company.
If your product is popular, selling it in Cedar Rapids, IA, may be an excellent alternative. You must have the following in order to sell your product: a solid sales strategy, an understanding of your competition, a comprehension of prospective customers, and product promotion.
To apply for an LLC in Cedar Rapids, IA, you must fill out an application form and submit it for approval. You’ll need to include the name of your LLC, the registered agent’s name, the address of the registered agent, and the name of the registered agent’s mailing address.
Which city is the best to live in has been a topic of discussion for a long time. The thriving economy and ethnically diversified population of Cedar Rapids are well recognized. Houston is renowned for having a lower cost of living. There are several things to take into account while determining which is less expensive.
Cedar Rapids, IA has a moderate standard of living. Hence, any income from $40,000-$60,000 would be a good amount to live in Cedar Rapids. Making more money in a city like Cedar Rapids is always a plus, however, on average $50,000 is livable salary in Cedar Rapids, IA.
If you’re wondering why LLCs are so common in Cedar Rapids, IA, the reason is fairly simple. LLCs are affordable, simple to create, and provide several tax benefits. Small enterprises and startups in Cedar Rapids, IA like forming an LLC.
Many people believe that forming an LLC in Cedar Rapids, IA is costly, however it is not. In Cedar Rapids, you may create an LLC for as low as $50 if you already have a name. Additionally, a DBA or assumed name may be used while registering an LLC in Cedar Rapids.
Cedar Rapids, IA is a fantastic location to start a company. Cedar Rapids just takes a day or so to register a company. You must include your company name, address, and contact information. You must also include the company’s executives, directors, and members.
The yearly tax obligation for an LLC in Cedar Rapids, IA is a specified sum. In the event that your LLC has workers, you must pay employment tax, franchise tax, and sales tax. Yet in Cedar Rapids, IA, LLCs are exempt from paying income taxes.
Online businesses in Cedar Rapids, IA are not only in demand but also cheapest to start. Especially, online legal consultancy, online selling, or online teaching can be the cheapest options to start in Cedar Rapids, IA. Besides, you can start a cake baking business from home.
Trying to pinpoint what Cedar Rapids, IA is most known for is a little challenging. Cedar Rapids is a well-liked city that has a lot to offer, including tourist attractions, scenic beauty, art, culture, diversity, and, of course, a thriving economy. In this city, there are several things to discover.
An LLC in Cedar Rapids, IA is a type of business structure that has characteristics of both sole proprietorship and partnership. It has pass-through taxation, but there is no double taxation in LLCs. Hence, people can save a lot of money.
You shouldn’t stay in Cedar Rapids, IA, for no apparent reason. In essence, you need to consider if Cedar Rapids is a good fit for your company if you wish to relocate there. If Cedar Rapids doesn’t provide any chances for your line of work, you shouldn’t relocate.
Starting a business in Cedar Rapids is not only easy but also profitable. A large portion of the US and even people from other countries are registering their business in the US for intercontinental brand building. Besides, Iowa has a sustainable economic atmosphere that is enough to encourage newbies to start and run their businesses in Cedar Rapids, IA.