How to Start a Business in Jacksonville, FL – Useful Jacksonville Facts 2023


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Start a Business in Jacksonville, FL: When it comes to starting a business, entrepreneurs must look for the place with the most potential. Whether a corporation, sole proprietorship, partnership, or LLC, having a business in Jacksonville, FL, is a plus for any entrepreneur. In general, setting up any form of business in Florida, US, is the initial step to building an international brand.

Entrepreneurs across the globe are interested in starting and expanding their businesses in Jacksonville, FL. With an urban population of 1165107 (estimate), the city has a lot to offer to all emerging entrepreneurs. The main reason for this is the economic environment and flexibility of the business structure in Florida. Like most places in the US, Jacksonville, FL also offers business structures for all types of entrepreneurs; no matter what business you want to do, there’s a perfect solution for you. If you want to start limited liability company (LLC) or a corporation, or a sole proprietorship, Jacksonville, FL has a proper business environment for all.

How to Start a Business in Jacksonville, FL

In this article, you will read about how to start a business in Jacksonville and why you should choose Jacksonville to start and run your business. We recommend you check below the important facts about Jacksonville, FL; these might help you.

Jacksonville, FL Household Income Statistics

Jacksonville Median household income55531 USD
Jacksonville households with dual income earners50 %
Jacksonville households $150K+ Income9.7 %
Jacksonville households $100K+ Income23 %
Jacksonville households $100-150K Income13.3 %
Jacksonville households $75-100K+ Income13.1 %
Jacksonville households $50-75K+ Income19.4 %
Jacksonville households $35-50K+ Income14.3 %
Jacksonville households $25-35K+ Income9.9 %

Jacksonville, FL Education & Labor force Facts

Jacksonville residents with a bachelor’s degree (or equivalent)19.8 %
Jacksonville residents with at least a 4-year degree29.3 %
Jacksonville residents with a graduate degree9.5 %
Jacksonville residents with a high school diploma but no more28.7 %
Jacksonville residents with less than high school education10.2 %
Jacksonville residents with some college but no more31.8 %
Jacksonville residents with a Bachelor’s degree or higher (STEM fields)41.8 %
Jacksonville households that own (rather than rent) their residence56.4 %
Jacksonville residents 16 and older in the labor force65.8 %
Jacksonville residents unemployed5.5 %

Jacksonville, FL Demographics

Jacksonville residents aged 0-913.2 %
Jacksonville residents aged 10-1912.1 %
Jacksonville residents aged 20-2915.4 %
Jacksonville residents aged 30-3914.7 %
Jacksonville residents aged 40-4912.3 %
Jacksonville residents aged 50-5913 %
Jacksonville residents aged 60-6910.7 %
Jacksonville residents aged 70-795.8 %
Jacksonville residents aged over 803.1 %
The average size of resident families in Jacksonville, FL3.21
Estimated population per square kilometer in Jacksonville, FL466
Jacksonville, FL urban population (estimate)1165107
Jacksonville, FL municipal population (estimate)902488

Now that you know what makes Jacksonville of Florida good for business, let’s get started with the exact steps on how to start a business in Jacksonville.

How to Start a Business in Jacksonville, FL

Starting a business in Jacksonville, FL, needs planning, financial decisions, legal procedures, and a handful of other things. Be it a corporation, sole proprietorship, partnership, or LLC in Florida, you must go through the following steps. These steps are general steps. They are subject to change depending on the structure of your business.Generally, starting a Limited Liability Company is easy to form. Read our guide on how to start an LLC before you start your own business. Here are the steps to set up your business in Jacksonville.

Step 0: Decide on What Business to Start

Decide on What Business to Start

This is the first thing you work on, the type of business you want to start in Jacksonville. Depending on that, you need to make your business plan. Apart from the legal documentation and process, you must include the following points in your business plan,

  1. Through market research on demand trend
  2. Complete Budget plan – funding your business. If you’re planning to start an LLC, then take a look at the cost of LLC
  3. What competitors are doing
  4. SWOT Analysis – check what your Strengths, Weaknesses, Opportunities, and Threats are
  5. Your targeted buyers

Once you have the entire plan with you, you can continue working on the legal structure of your business. LLCBuddy will guide you through the legal process of forming an LLC for your business. It’s very likely that you have already done this step 0, so that we won’t go deep into this step, let’s move to step 1.

Step 1: Choose Your Business Structure

Choose Your Business Structure

The very first step after you decide on what type of business you want to start is to choose what type of business structure you want to form. You can form an LLC, a sole proprietorship, a corporation, or a partnership. Each type of structure has different rules and regulations. For example, if you want to start a Florida LLC, there are different types of tax and fee structures. An LLC formation is similar to forming a sole proprietorship. On the other hand, forming a corporation is much more complicated. The tax and fee structure is completely different in corporation formation.

Step 2: Name Your Business

Name Your Business

The next step in forming a business is to give it an appropriate name. Having a business name is not so easy task. You cannot pick a random name for your company. One has to follow proper naming guidelines before they name their company. Besides, before you settle a name, you must check if the name you are looking for is available to use. You can visit the official government site of Florida to do the Florida LLC name search before you pick the available name. Below are some of the naming rules you need to follow,

  1. You cannot name your business that has words or phrases like Bank, University, Government, or anything that can confuse people with a government sector. 
  2. If you are forming an LLC in Florida, then you must include words like “LLC,” “LC,” “LLC,” “Liability Company,” and “L.L.C.” If it is an LLP, then you must include “LLP” in your business name.
  3. The name should reflect the nature of your business. Any name that can confuse people should not be picked.
  4. You can check if the name of your company is available. Through the business name search process, you can search if the desired name is available for use or not.
  5. You can reserve your business name for a certain time before you form your business in Jacksonville, FL by filing a name reservation application.

The above-mentioned points are basic naming rules that all businesses have to follow while naming their company. As mentioned above, these rules are subjected to change depending on the structure of the business.

Step 3: Get a Registered Agent

Get a Registered Agent

A Registered Agent is a person who receives all types of legal and official documents on behalf of the business. Whether a suit against your company or formation-related documents from the state, a Florida LLC Registered Agent is responsible for receiving these documents at his/her official address. In general, anyone who has the right to conduct business in Jacksonville can be a registered agent. However, there are some requirements to becoming a registered agent.

  1. The person has to be 18+ years of age.
  2. Must be a citizen of the Florida
  3. Must have a physical street address in the Florida
  4. Must have legal rights to conduct business in the Florida

Anyone who fulfills the requirements can be a registered agent. Also, anyone from the company, your spouse, any relative, or yourself can be a registered agent. But, it is recommended that you hire a professional registered agent to look after your documentation. You can choose from the best LLC services that also offer registered agent for LLCs.

Step 4: Register Your Business

Register Your Business

The next step is to register your business under the Secretary of State, Florida. The Articles of Organization (or certificate of incorporation) of your company should be submitted online, by mail, in person, or by fax to the Florida SOS. You need to pay the state filing fee either by Credit Card or by check to the SOS while registering your business in the Jacksonville, FL. Your Florida LLC articles of organization should have the following details about your business

  1. Company/Business name, address
  2. Registered Agent Name, address
  3. Member-managed or manager-managed (in case of LLC)
  4. Type of business

Depending on the type of business structure, you may have to add some more information to the formation document.

Step 5: Write the Operating Agreement

Write the Operating Agreement

An operating agreement is a document that has all the structural information of your business. In most states, it is not mandatory to create an operating agreement. However, it is highly recommended to have one as an internal document. This document records information such as,

  1. About Business
  2. Members and management
  3. Capital contribution
  4. Profit Distribution
  5. Change of membership
  6. Dissolution

In future, if any member wants to leave the company or you want to dissolve the business, then the Florida operating agreement has everything recorded, from clauses to contributions.

Step 6: Obtain EIN

Obtain EIN

EIN or Employer Identification Number is required to file taxes, open a business bank account, and if your business has employees. EIN can be obtained from IRS. It is a 9-digit number similar to Social Security Number. However, EIN is different from SSN. It is solely used for business purposes, especially for general tax filing. You have to fill out the form and submit it to the IRS website. It does not cost you anything to obtain EIN.

Step 7: Get Business Bank Accounts

Get Business Bank Accounts

Once you obtain the EIN for your business, you are free to open a business account in the US. Having a US business bank account can ease your business transactions in Jacksonville, FL. It increases your business credibility and liquidity. It will also be helpful for business loans.

Step 8: Create Your Business Website

Create Your Business Website

Business websites are as important as your business structure. It is necessary to have a catchy business website with all the information regarding your company. Along with the website, you need some more things. Things such as logos, business cards, business emails, domain names, and social media accounts are needed to promote your business. You can hire a professional business service to get all of these services under one roof.

Other Things to do After Starting Your Business

  1. Once your company is set in the Jacksonville, Florida, you need to file your taxes and apply for licenses (if needed).
  2. Apart from the license and permits, you need to get insurance for your business. Such as General Liability Insurance, Professional Liability Insurance, and Workers’ Compensation Insurance are some of the insurances you need to get if you are about to start an LLC.

Important Jacksonville Stats for Starting a Business

Before you start a business in Jacksonville, it is required that you know some facts about the city. Following are some of the stats to consider before starting a business.

Education & Employment

Jacksonville has a diverse population that comes from various educational backgrounds. There are students who haven’t finished their high-school education, whereas there are people who are more than just college graduates. Check the table (Education & Labor Force) for detailed data. From the data, it is clear that the city has enough educated and skilled people who can contribute to the labor force.

Demography

As we talk about the urban population density, the young population percentage in the city is approximately 15.4 (people in their 20s) and 14.7 (people in their 30s). This means that having any business that is new and tech-based might be profitable. The median age of the population in the city is 35.9. On the contrary, if anyone wants to start a business that is related to any old-age service, such as caregiver, primary old-age support, or something of a similar sort, then Jacksonville has approximately 3.1 (people in their 80s and above) percent of old people. Check out the table (Demography) above for more information.

Real Estate

Another important factor to mention about Jacksonville is the home value of owned properties. The average value of owned houses is 186186. Also, the percentage of people living in their own houses is 56.4. This reflects the real estate market of the city. For a metropolitan city, this is a considerable number.

Health

It is inevitable that living in a big city is different from living in a town or a comparatively smaller city. It directly affects lifestyle and health. It is obvious that having health insurance is important, no matter which city or region you are residing in. But there are people in Jacksonville who still do not have health insurance. The rate of people not having health insurance is 12. This depicts the lifestyle and overall health demography of Jacksonville. As you plan to start your business in this city, you must consider this stat as well.

Income & Lifestyle

The income pattern of the people in this city is given in the table (Income) above. In Jacksonville, a part of the population has a dual family income that reflects a better standard of living. As in, people have more than one source of income. The table above shows the income percentage of various slabs.

Also Check – How to Start Business In Providence, RI

Reasons to Start a Business in Jacksonville

Jacksonville offers a bunch of business-friendly services for entrepreneurs. A proper business environment, skilled labor, tax advances, deductions, and much more are awaiting if you are interested in starting your business in Jacksonville. Here are some of the reasons,

Stable Economic Growth

Jacksonville or any other city in Florida has stable economic growth and an environment that helps any business to grow successfully. The economic structure of Florida shows not only balanced but also a sustainable condition of economic growth, which in turn triggers the businesses to flourish in the state.

Minimize Personal Liabilities of the Entrepreneur

If you’re considering starting an LLC in Jacksonville, then it will be your best choice. An LLC protects your personal assets and minimizes your personal liabilities. This is one of the many reasons why having an LLC in Jacksonville is a wise choice. Also, if you are opting for an LLC, the tax deductions will be more than having a corporation.

Federal and State Tax Relaxation

There is a series of federal taxes that an entrepreneur has to pay when operating a business in the US. Depending on the state your company is located in, the state taxes are being imposed. For an LLC, both of these taxes are much lower compared to other business structures. Along with tax impositions, some tax deductions (state-wise) lower the filing fees and other government charges. Check out the Florida LLC tax structure to know more about the tax structures for LLCs in the state.

Government Incentives for Entrepreneurs

Federal and state governments in the US ensure that entrepreneurs get a proper business environment in the state or city they are operating their business. The government provides a few incentives to the business holders in Florida or any other state. That means if you are operating any business in Jacksonville, then Florida State will provide an incentive for creating jobs, contributing to the state’s GDP, and/or balancing the state’s tax structure.

Low Corporate and Other Business Taxes

Corporations and other business structures (except for an LLC) are liable to pay a corporate tax in Florida. Also, there is a Sales Tax that all businesses, including LLCs, have to pay. However, the rate of taxes is very low. Besides, as the businesses receive incentives, the tax burden gets lower.

Skilled Labour & Quality Manpower

In Jacksonville, it is easy to hire employees for your business. They are not only skilled but also well-educated to help your business grow. As mentioned above, the 65.8 is the percentage of labour participation. Hence, it is clear that having a business in Jacksonville will make a lot of difference to the existing labor force.

Demand for New Market and Industry

In Jacksonville, Florida, there is an uprising demand for new industries and new markets. Entrepreneurs who are willing to start a business in any of the cities of any state are given enough opportunities to stay in business. Business licensing, tax deductions, incentives, and relaxation of business taxes are some of the benefits that encourage start-ups and budding entrepreneurs to start their own businesses in Jacksonville.

If we follow the US Data, the median value of commute time for the residents to their work is approximately 24.9. If you are starting a business here, you must keep in mind that commutation can be a point to consider.

Intellectual Property Protection

The US government receives roughly more than 1 million applications for IPR every year. The federal government makes sure that there is no infringement of any patent or property rights. It does not matter which city in which state you are running your business. The rule of Intellectual Property Protection is the same for all. If you have a foreign business in the US, then you might get more benefits under the IPR act.

Other Benefits

Jacksonville (aka ) is ranked at 1 in terms of importance. Apart from the above mentioned reasons, there are some other benefits that businesses enjoy in Jacksonville. For example, technological advancement, a stable political environment, renewable resources, sustainable non-renewable resources, and some more benefits make things easier for entrepreneurs to start and run their businesses. According to US Data, the percentage of young people in Jacksonville is 14.7. Hence, it would be great to start a business that is related to tech here as you might get a good number of clients.

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Best Time To Start Business In Jacksonville Florida

Getting a business started can be hard, but Jacksonville is a great place to start one. The city is a growing community and has a good quality of life, making it one of the best cities to launch a business. There are also lots of resources available to help you start a business. In fact, Jacksonville was the fourth best city in the country for business according to a recent study.

In the same study, WalletHub ranked cities based on business costs, access to resources, and other important factors. Among the most notable was Jacksonville’s ranking for its cost of living. The cost of living is higher in Florida than it is in most other states. However, the cost of living in Jacksonville is quite reasonable.

WalletHub also ranked the cities that had the most successful small businesses, and Orlando was at the top of the list. The city is home to many successful entrepreneurs, and has a high growth rate in the small business sector. Florida is also home to some of the largest and most specialized business chains in the country. This is great news for entrepreneurs looking to break into the business world, especially if you are looking for a low cost city to start your business in.

Jacksonville also had a large number of businesses started in the city. In fact, there were 108,983 applications for new businesses in Florida in March of this year. This figure is impressive, and Jacksonville is a city that is committed to making it one of the best cities to start a business in.

Starting a business in Jacksonville may require a bit of money, but the city offers a number of financial resources to help you get started. You can also take advantage of the city’s low tax rate. You should also consider getting a business license. You may also need to get a health permit or a sign permit for your business.

If you are looking for the best time to start a business in Jacksonville Florida, you should consider the climate. Florida is a warm, sunny state, and the climate is ideal for many types of businesses. Many industries benefit from a streamlined regulatory environment. In fact, the state is one of the largest exporters of trade goods and production facilities.

Another important factor in a successful business is the right team. You can hire experts in your field to help you with your venture. You may also need assistance with your promotional efforts, such as a website or blog. This is a great way to make your business stand out from the crowd.

Jacksonville also has a low cost of living, making it a great place to live and start a business. In fact, you may be able to start a business in Jacksonville for little or no money at all.

Starting a business in Jacksonville Florida also has many benefits, such as an excellent business climate, a pro-business environment, and low taxes. The city is also home to many industries and a thriving creative community.

FAQ About Jacksonville, FL

How do you make money with an LLC in Jacksonville, FL?

The first step to earning money in Jacksonville, FL with an LLC is to register your business. It is possible to register your business in person, via mail, or online. You may start selling your goods and services to earn money after your LLC has been registered.

What taxes do small businesses pay in Jacksonville, FL?

Small companies in Jacksonville, FL, must pay a certain amount in taxes. The company structure will determine this. Businesses are required to pay a variety of taxes, including corporate income tax, franchise tax, and sales tax.

Is it hard to start a small business in Jacksonville, FL?

A small company may be difficult to start in Jacksonville, FL, according to some residents. However, the city is full with tools that can get you going. The Jacksonville Chamber of Commerce is one of the finest and provides a number of services to assist entrepreneurs.

What is better than an LLC in Jacksonville, FL?

Whichever is preferable to an LLC must be a single proprietorship in Jacksonville, FL. However, it depends on the kind of company you wish to establish in Jacksonville, FL. On the basis of it, you may decide whether an LLC or a single proprietorship is preferable.

What should I know before moving to Jacksonville, FL?

You need to be aware of a few things before moving to Jacksonville, FL. If the city satisfies your motivation for moving there, first. Make sure Jacksonville has everything you need for your company if it is for professional reasons. In addition, you need to understand the level of life.

How many unicorns are in Jacksonville, FL?

World-wide, unicorns are ubiquitous. Undoubtedly, Jacksonville, FL, is home to a fair share of unicorns. Even while Jacksonville may have more unicorns than ten, not all of them are equally well-liked.

How hard is it to get funding for startup in Jacksonville, FL?

Financing a company in Jacksonville, FL is undoubtedly quite difficult. Banks, minor financial institutions, and angel investors are all sources of funding, but the level of competition is too great. For this reason, raising money is difficult.

How can I create a company in Jacksonville, FL?

Starting a business in Jacksonville, FL, is simple. A terrific office space, a company strategy, and a license are all things you can do. Additionally, you may locate a bank to lend you money. You just need the appropriate individuals to assist you and a brilliant concept.

Can I start my own business with no money in Jacksonville, FL?

In Jacksonville, FL, you may start a company with $0 capital. You could, however, be required to pay certain government costs, such as application and licensing fees. For further information, you should check with the local government.

Is $18 an hour good in Jacksonville, FL?

For a startup, earning $18 in Jacksonville, FL, is not too terrible. However, for a place like Jacksonville, it would be fantastic if you could earn around $40 per hour. However, that is excellent money for a tiny firm.

What is a LLC in Jacksonville, FL?

A sort of company organization called an LLC exists in Jacksonville, FL, and it combines elements of both partnerships and sole proprietorships. Despite the fact that pass-through taxes exists, LLCs do not have double taxation. In turn, this allows consumers to save a lot of money.

Why you shouldn’t move to Jacksonville, FL?

Make sure the relocation to Jacksonville, FL, benefits both you and your company. You shouldn’t relocate to this city if doing business there would incur extra costs from the local government.

How many small businesses are in Jacksonville, FL?

Small companies may be found all across Jacksonville, FL. One of the most well-liked cities in the US for small enterprises is this one. The city has about 10,000 small enterprises, and the number is growing.

Is Jacksonville, FL good for startups?

Jacksonville, FL, is a fantastic location if you’re seeking for a spot to launch a business. For entrepreneurs, there are a ton of resources available, not to mention the tax advantages. For business owners, there are several excellent networking chances.

How can I make money from home in Jacksonville, FL?

There are many ways to make money from home in Jacksonville, FL. One of the most popular is to sell items online. This is a great way to make money from home in Jacksonville, FL. You could also make money from home in Jacksonville, FL by selling your own products.

How do you set up an LLC in Jacksonville, FL yourself?

Choosing the right sort of LLC to create is the first step in creating your own LLC in Jacksonville, FL. You must submit the Formation paperwork to the Secretary of State if you wish to create a single-member LLC.

How much is business insurance in Jacksonville, FL?

Businesses in Jacksonville, FL who are interested in insurance should get in touch with an agent to see how much it will cost. There are many various kinds of insurance plans available, so it’s crucial to choose which is ideal for your company. Asking the agent is an excellent place to start.

How do I start a LLC in Jacksonville, FL?

Choosing a name, submitting the necessary paperwork to the Secretary of State, and obtaining an EIN are the first three steps in the formation of an LLC in Jacksonville, FL. The next step is to create a bank account and get a business license. You may start your LLC after they are finished.

What are the benefits of a LLC in Jacksonville, FL?

LLCs in Jacksonville, FL have a lot of benefits. Firstly, it is less complicated than a corporation, it is cheaper, and there is no double-taxation in LLCs. Hence, if you have an LLC in Jacksonville, FL it will be beneficial for your business.

Can I run a business from my home in Jacksonville, FL?

You may, in fact, operate your own company from your Jacksonville, FL, home. The ability to run a company from home is not permitted for all sorts of enterprises. Whether you want to run a company from your house in Jacksonville, find out from the appropriate government if you need a license.

How can I create a small business in Jacksonville, FL?

Jacksonville, FL, is a wonderful city with a lot of promise. Try opening a restaurant or a food company if you’re intending to launch a small business in Jacksonville. Businesses like consultants, home bakers, and freelance writers are all drawn to Jacksonville, FL.

Do I need a registered agent for my LLC in Jacksonville, FL?

You need to choose a registered agent if you wish to form an LLC in Jacksonville, FL. It might be a friend, family member, partner, manager, business associate, or even you. However, you must name a registered agent for your LLC.

Do you have to renew LLC Every year in Jacksonville, FL?

Jacksonville, FL LLCs are subject to annual renewal. There are a few things to bear in mind, but the procedure is straightforward. To get started, you must submit a paperwork to the Florida Secretary of State. Before the deadline, submit it online to quickly renew your LLC.

How do I apply for a LLC in Jacksonville, FL?

Fill out an application form and submit it for approval if you want to create an LLC in Jacksonville, FL. You’ll need to include the name of your LLC, the registered agent’s name, the address of the registered agent, and the name of the registered agent’s mailing address.

What policies do I need for a small business in Jacksonville, FL?

Any small company in Jacksonville, FL, has to have certain rules. The workers’ health and safety policy is one of the most popular ones. Other rules include those governing employee discipline, complaints, vacancies, and time off.

How much does it cost to create an LLC in Jacksonville, FL?

The price of forming an LLC in Jacksonville, FL depends on a number of variables. The quantity of members, the nature of the company, and the yearly fees may all have a role. In Jacksonville, FL, an LLC typically costs $125.

Is moving to Jacksonville, FL a good idea?

Whether relocating to Jacksonville, FL, is a smart decision or not is a little debatable. You may choose based on the kind of company you are doing. Jacksonville offers fantastic chances for aspiring business owners.

What is the first thing you should do when starting a business in Jacksonville, FL?

The first step in starting a company in Jacksonville, FL, is to develop a business concept. Make a draft or business plan with the specifics of the kind of enterprise you wish to launch in Jacksonville, FL.

What big business can I start in Jacksonville, FL?

Jacksonville, FL has been the starting point for many large corporations. For instance, a business that offers ice cream in FL form or items like waffles or cookie cutters with FL shapes.

What business can make you rich in Jacksonville, FL?

Jacksonville, FL is a popular city. It has a rich economy and a growing population. Hence, starting any business would be profitable in the long run. To become a rich entrepreneur, you can start a food business or a restaurant business on any of the busy roads in Jacksonville, FL.

What kind of business can run itself in Jacksonville, FL?

In all honesty, neither Jacksonville, FL, nor any other city, has a business that can run itself. Every company requires work to function successfully. If you create a small company in Jacksonville, FL, and focus on a certain neighborhood or area, you can find yourself with some spare time.

Will house prices go down in Jacksonville, FL?

Real estate is a dynamic business in Jacksonville, FL. House prices can go down if the real estate business gets hampered by shock. On the contrary, real estate in Jacksonville, FL is a booming business. So, it is tough to say if the price of houses goes down or not.

How much does a DBA cost in Jacksonville, FL?

When launching a company in Jacksonville, FL, you must file a “Doing Business As” or DBA form. In Jacksonville, FL, a DBA filing costs $50. This sum is for Florida LLCs.

How long does it take to register a business in Jacksonville, FL?

To register a company in Jacksonville, FL, it takes a few days. The procedure is straightforward, and the city provides an excellent website that has all the necessary data and documents. Online enrollment is free and available to everyone.

What is the easiest business to start in Jacksonville, FL?

Any company that can be started for less money is the simplest to run in Jacksonville, FL. However, you also need to consider the pricing and the demand for the product or service. Good alternatives include food trucks, dog walkers, personal trainers, and home bakers.

In Conclusion

Starting a business in Jacksonville is not only easy but also profitable. A large portion of the US and even people from other countries are registering their business in the US for intercontinental brand building. Besides, Florida has a sustainable economic atmosphere that is enough to encourage newbies to start and run their businesses in Jacksonville, FL.

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